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Deal of the Month: Ting - Unlimited Data for $25/mo

Best Talk & Text Plans in 2021

Compare the cheapest talk and text only plans

0GB 5G & 4G LTE data
$8 /mo*
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0GB 5G & 4G LTE data
$8 /mo*
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Free Starter Kit with code: MSPUSM
0GB 5G & 4G LTE data
$10 /mo*
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* $5 extra per GB
0GB 5G & 4G LTE data
$10 /mo*
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99% coverage4G & 5G speedBring your phoneNo contracts
Big wireless coverage at small prices: switch & save up to $600 a year

Unlimitedmins

Unlimitedtexts

0 GB

4G/5G data

$8/mo

Powered by: T-Mobile

Tello SIM Card
  • 24/7 customer support
  • No contracts
  • Budget friendly family plans
Average Customer Rating83 User Reviews
US Mobile unlimited talk & text planFree Starter Kit with code: MSPUSM

Unlimitedmins

Unlimitedtexts

0 GB

4G/5G data

$8/mo

Powered by: Verizon & T-Mobile

US Mobile SIM Card
  • Flexible, no contract plans
  • 24/7 customer service
  • 5G coverage available
Average Customer Rating65 User Reviews

Unlimitedmins

Unlimitedtexts

0 GB

4G/5G data

$10/mo*

Powered by: T-Mobile & Verizon

Ting SIM Card
  • Simple plans for light phone users
  • Customer service
  • Nationwide LTE and 5G coverage
  • Good selection of handsets
Average Customer Rating50 User Reviews

Unlimitedmins

Unlimitedtexts

0 GB

4G/5G data

$10/mo

Powered by: AT&T & T-Mobile

Good2Go Mobile SIM Card
  • 4G LTE coverage
  • No contract
  • No credit checks
Average Customer Rating32 User Reviews
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Disclaimer: MoneySavingPro is a free price comparison service but we do not provide service directly. We do our best to keep all the information up to date but there may be some discrepancies between the price you pay.

Big savings, no compromises
Nationwide CoveragePowered by the major networks
Bring your own phoneKeep your existing phone and number
4G LTE data speedsSame fast speeds as the big guys
No contractsFlexible and commitment-free
Customize your planOnly pay for what you use
Buy onlineNo need to visit a store
Best Talk & Text Plans Hero
Same coverage, massive savings!
Stop the Unlimited Data Plan Rip Off!
CarrierNetworkDataPriceAnnual
VerizonVerizon 4G & 5GUnlimited*$80/mo$960/yr
US MobileVerizon 4G & 5G5GB$15/mo$180/yr
*Avg. data usage only 3-5GBSavings$65/moSavings$780/yr
Coverage CheckerFind great value plans with the best coverage in your area
Find cheap plans in your area
Lady shouting
Switching & saving is simple
1
Customize your planDon't pay for data you don't use
2
Bring your own phoneKeep your phone & number
3
Order SIM card onlineInsert your new SIM card & activate

The best talk & text only plans in October

Are you looking for a basic plan without data? A talk and text plan could be just what you need.

The best value talk and text plans are with MVNOs (or Mobile Virtual Network Operators). These low cost carriers like Tello, Twigby, and US Mobile have basic plans starting from under $10 a month for unlimited talk and text.

Operating on the same US networks, you won't have to sacrifice coverage.

We've compared plans from all MVNOs below, including features and benefits, to help you find the best deal for you.

Check Carrier Coverage

Best cheap talk & text plans

Tello SIM Card - Best prepaid talk & text plan - TelloTello SIM Card - Best prepaid talk & text plan - Tello
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$8/mo
Editors Take
5 / 5
Plans
PlanMinutesTextsDataPrice

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

Features
Benefits

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Benefits

  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Ting SIM Card - Best talk & text plan for kids - TingTing SIM Card - Best talk & text plan for kids - Ting
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo** $5 extra per GB
Editors Take
4 / 5
Plans
PlanMinutesTextsDataPrice

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB
Features
Benefits

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Benefits

  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

US Mobile SIM Card - Best talk & text plan for one - US MobileUS Mobile SIM Card - Best talk & text plan for one - US Mobile
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$8/moFree Starter Kit with code: MSPUSM
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

US Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

Free Starter Kit with code: MSPUSM

Features
Benefits

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Benefits

  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

Good2Go Mobile SIM Card - Best talk & text plan for two - Good2Go MobileGood2Go Mobile SIM Card - Best talk & text plan for two - Good2Go Mobile
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo
Editors Take
4 / 5
Plans
PlanMinutesTextsDataPrice

Good2Go Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10

Features
Benefits

Pros

  • 4G LTE coverage

  • No contract

  • No credit checks

Cons

  • No unlimited data options

  • No app interface

Benefits

  • Coverage on the nationwide AT&T & T-Mobile networks

  • Prepaid cell phone plans - no contract, credit check, or activation fee

  • Bring your own phone or buy a Good2Go Mobile phone

  • Mobile hotspot/tethering not supported

  • International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card

  • Customer service available by phone 7am - 1am EST every day

Talk & text plan benefits

We love Mobile Virtual Network Operators or MVNOs. If you're on the lookout for cheap cell phone plans, they're the best route to go down.

  • Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.
  • Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
  • No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
  • Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high speed data, and even mobile hotspot data features.
  • Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
  • Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.

Best cheap AT&T talk & text plan

Unlimitedmins

Unlimitedtexts

0 GB

4G/5G data

$10/mo

Powered by: AT&T & T-Mobile

Compare: cheap AT&T talk & text plans


Best cheap Verizon talk & text plan

US Mobile unlimited talk & text planFree Starter Kit with code: MSPUSM

Unlimitedmins

Unlimitedtexts

0 GB

4G/5G data

$8/mo

Powered by: Verizon & T-Mobile

Compare: cheap Verizon talk & text plans


Best cheap T-Mobile talk & text plan

Unlimitedmins

Unlimitedtexts

0 GB

4G/5G data

$10/mo*

Powered by: T-Mobile & Verizon

Compare: cheap T-Mobile talk & text plans


Compare the best talk & text only plans

CarrierNetworkMinutesTextsDataPrice
TelloT-MobileUnltdUnltd0GB$8
US MobileVerizon & T-MobileUnltdUnltd0GB$8Free Starter Kit with code: MSPUSM
TingT-Mobile & VerizonUnltdUnltd0GB$10** $5 extra per GB
Good2Go MobileAT&T & T-MobileUnltdUnltd0GB$10

Carrier customer service comparison

Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:

CARRIERTRUSTPILOT USER RATING
Reach Mobile4.9
Tello4.6
US Mobile4.6
T-Mobile1.5
Verizon1.3
AT&T1.2

How to switch to a cheap talk & text plan

It's never been easier to switch. Let's break it down.

  1. Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.
  2. Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.
  3. Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.

Cheap carrier companies list

AT&TT-MobileVerizon
Red PocketMint MobileUS Mobile
Good2Go MobileUltra MobileTing
Unreal MobileUS MobileRed Pocket
Pure TalkTingReach Mobile
h2o WirelessTelloTwigby
Cricket WirelessRed PocketVisible
Boom! MobileConsumer CellularNet10 Wireless
Black WirelessGoSmart MobilePage Plus Cellular
Kroger WirelessRepublic WirelessTotal Wireless
easyGO WirelessSimple MobileXfinity Mobile
Optimum MobileLycamobileCREDO Mobile
FreedompopSelectel WirelessAffinity Cellular
Boost MobileGreatCall
Gen MobileWalmart Family Mobile
Wing
easyGO Wireless
Speedtalk Mobile

Talk & text plans FAQS

What is the cheapest talk and text plan?

You'll find the cheapest talk and text plans with low-cost carriers like Tello. Running on the main US networks giving you nationwide coverage and offering plans starting from $10.

Who has the best talk and text plan?

The best value talk and text plans depend on your personal cell phone needs. MVNOs that operate on the main US networks like Twigby and Ting have unlimited talk and text plans starting from $10 a month.

What are the best unlimited talk & text plans?

You'll find the best value deals with low cost carriers operating on the major networks like US Mobile and Red Pocket Mobile. With some plans also including a set data limit.

What is the cheapest cell phone carrier for unlimited talk and text?

The cheapest are MVNOs like Ting and Twigby. They operate on the major telecoms networks so they offer the same nationwide network but with plans starting from $10.


Recap

Whether you're looking for a talk and text plan for emergencies or your kid's first phone, there's plenty of deals to suit everyone.

MVNOs offer a wide variety of options at affordable prices. By operating on the major networks, Verizon, AT&T and T-Mobile, you'll still get the same nationwide coverage, but at a fraction of the cost.

You can check who has the best cell phone coverage where you live with our ZIP code checker.

Decided you do want to add data to your plan? There's plenty of cheap cell phone plans available with MVNOs offering a variety of data limits.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.