Full Advertiser Disclosure:

MoneySavingPro believes everyone should be able to cut their bills and choose the best deal based on their individual requirements. While our site doesn't feature every carrier or provider available on the market, we're sure you'll be able to make significant savings from the information we provide and the free independent tools we create.

How can we provide this service for free? Our partners compensate us. This may influence which plans we compare and review and write about, but it does not effect our recommendations or advice, which are based on thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

 when you click our links.

Best Military Phone Plans

Best cell phone plans for military

Military Cell Phone Plans in 2021

If you're one of the brave men and women who serves - or has served - their country in a military capacity, you already know to be on the lookout for retailers that offer military discounts. But did you know that you can also get a break on your cell phone bill?

All four major wireless carriers offer some form of military discount. Even better - some of the smaller, cheaper carriers also offer a military discount on their already great rates.

Keep reading if you want to find out where to get the best prices on wireless service for active-duty military personnel and veterans, plus how to get the best deal on your smartphone!

While the four major wireless carriers tend to be more expensive than other providers, they do offer discounts for servicemembers.

Switch & Save $600/yr - Calculate Your Savings

AT&T Military Phone Plans

The AT&T military discount measures up as follows:

  • 25% off Unlimited & More plans
  • Applies to active-duty personnel and their spouses, veterans, reserves, and deceased active duty or veterans' spouses
  • Must meet regular qualifications for an AT&T wireless account

If you are an active-duty military personnel you will need your .mil email address handy to sign up. If you are a military veteran you'll need to show your military ID at an AT&T store.

COMPARE NOW: Cheap AT&T military plans starting at $10/mo

T-Mobile military phone plans

With T-Mobile's military wireless plan you get a graduated discount structure:

  • 20% off the first line
  • 50% off the second line
  • 50% off lines 3-6

T-Mobile also offers an iPhone deal if you take advantage of their military plan discount. Discount applies to active-duty personnel, veterans, reserves, Gold Star families, and deceased active duty or veterans' spouses.

COMPARE NOW: Cheap T-Mobile military plans starting at $10/mo

Verizon military phone plans

The Verizon military discount is also tiered. The following deals are for unlimited plans:

  • $15 off one line
  • $35 off two lines
  • $40 off three or more lines

If you don't want an unlimited plan, Verizon gives servicemembers 15% off other eligible plans and 12% off select features. You also get 25% off select accessories. Discounts apply to active duty and veterans.

COMPARE NOW: Cheap Verizon military plans starting at $10/mo

Sprint military phone plans

The Sprint military discount consists of an unlimited family plan deal, with 50% off lines 2-6.

Active duty, veterans, and reserves members are all eligible for this discount.

COMPARE NOW: Cheap Sprint military plans starting at $10/mo

Save even more with a low cost carrier

You may be familiar with smaller cell phone providers like Tello and Mint Mobile. These carriers are called MVNOs. They lease space on the major wireless networks and resell it at a lower cost.

MVNOs are cheaper than the big guys by up to 50% or more. In many cases, they're going to save you more money than taking the military discount with a major carrier.

AT&T plan comparison

Pure Talk - 6GB Data* 25% Off for 3 Months
6 GB4G data
$22.50*per month$30/mo
Powered by: AT&TAT&T

AT&T vs Pure Talk Plan Comparison

Keep your AT&T phone, number & coverage: Save $562 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
AT&TAT&T 4G LTEUnltd*$75/mo$900/yr
Pure TalkAT&T 4G LTE6GB$30/mo$338/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$562/yr

Verizon plan comparison

Reach Mobile - 8GB Data* $15 Off for 3 Months
8 GB4G data
$30*per month$45/mo
Powered by: VerizonVerizon

Verizon vs Reach Mobile Plan Comparison

Keep your Verizon phone, number & coverage: Save $465 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
VerizonVerizon 4G LTEUnltd*$80/mo$960/yr
Reach MobileVerizon 4G LTE8GB$45/mo$495/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$35/mo$465/yr

T-Mobile plan comparison

Mint Mobile - 4GB Data* $45 for 3 Months Service
4 GB4G data
$15*per month
Powered by: T-MobileT-Mobile

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $660 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
T-MobileT-Mobile 4G LTEUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G LTE4GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$660/yr

Sprint plan comparison

Tello - 4GB Data* Half Price for 3 Months
4 GB4G data
$9.50*per month$19/mo
Powered by: T-MobileT-Mobile

Sprint vs Tello Plan Comparison

Keep your Sprint phone, number & coverage: Save $520 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
SprintSprint 4G LTEUnltd*$60/mo$720/yr
TelloSprint 4G LTE4GB$19/mo$200/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$41/mo$520/yr

Low cost carrier benefits:

  • Cheaper rates - by 50% or more
  • Service on the same reliable 4G LTE networks as you get with the big four
  • No contracts or credit checks
  • Custom plans that allow you to pay only for what you need
  • Easy to bring your own phone and keep your number
  • Great customer service ratings
  • The simple online signup process

MVNOs are the best cell phone carriers for military personnel because you aren't tied to one provider. If you get relocated to another part of the country - or world - you can simply keep your phone and sign up with a different carrier that has better service in your new location.

Smartphone Savings

According to a report by the Military Family Advisory Network (MFAN), finances are a major source of concern for military troops and their families. If that's true for you, you're always looking for new ways to save.

When you buy a used smartphone, you'll save over 50% off the retail cost of popular devices. You'll also own your phone outright, which means you're free to take it to any carrier you wish.


A couple of final tips:

  • Always ask about cell phone plan discounts for military personnel, regardless of which carrier you're with.
  • Remember that most carriers will suspend service at no charge if you're deployed out of the country.
  • You may save more money by comparing cell phone plans from MVNOs.
  • Buy a refurbished phone to save hundreds more.
  • Sell your old phone for cash.

Don't forget about military discounts for other services, like cable and home internet. Verizon and AT&T, for example, offer discounts on Verizon FiOS Internet & TV and AT&T U-verse services respectively.

Note - If you're experiencing difficulty due to PTSD or other service-related issues, use the Lifeline for Vets helpline. You will be connected with someone who has been through your situation and can offer help.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

The Best Prices on the Best Networks