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Best Prepaid Phone Plans in 2021

Compare the cheapest prepaid cell phone plans

Nationwide Coverage 4G LTE Data Speed Keep Your Phone & Number No Contract
Best 2GB Plan
2GB LTE Data
$10.50* per month
Powered by:

See Deal

* 25% Off for 6 Months
Best 4GB Plan
4GB LTE Data
$15* per month
Powered by:

See Deal

* $45 for 3 Months Service
Best 5GB Plan
5GB LTE Data
$18.75* per month
Powered by:

See Deal

* 25% Off for 6 Months
Deal of the Month: Tello - 25% off for 6 months
It's never been easier to switch your carrier & save Save up to $600 a year
Tello 2GB data plan Best 2GB Plan * 25% Off for 6 Months

Unlimited mins

Unlimited texts

2 GB

4G data

$10.50*

per month

$14/mo

Powered by: T-Mobile

Tello SIM Card
  • 24/7 customer support
  • No contracts
  • Budget friendly family plans
Average Customer Rating 74 User Reviews
Mint Mobile 4GB data plan Best 4GB Plan * $45 for 3 Months Service

Unlimited mins

Unlimited texts

4 GB

4G data

$15*

per month

Powered by: T-Mobile

Mint Mobile SIM Card
  • Offers the latest phones with 0% finance
  • Prepay months in bulk for more savings
  • Reliable network coverage
  • Works with most GSM phones
Average Customer Rating 152 User Reviews
Twigby 5GB data plan Best 5GB Plan * 25% Off for 6 Months

Unlimited mins

Unlimited texts

5 GB

4G data

$18.75*

per month

$25/mo

Powered by: Verizon

Twigby SIM Card
  • No hotspot/tethering charges
  • International calling and texting
  • 4G LTE coverage
  • Exclusive deals and discounts as a Twigby customer
Average Customer Rating 44 User Reviews
Ting unlimited data plan Best Unlimited Plan * $20 Off for 3 Months

Unlimited mins

Unlimited texts

Unlimited

4G data

$25*

per month

$45/mo

Powered by: T-Mobile & Verizon

Ting SIM Card
  • Simple plans for light phone users
  • Customer service
  • Nationwide LTE and 5G coverage
  • Good selection of handsets
Average Customer Rating 37 User Reviews
US Mobile 30GB data plan Free Starter Kit with code: MSPUSM

Unlimited mins

Unlimited texts

30 GB

4G data

$30

per month

Powered by: Verizon & T-Mobile

US Mobile SIM Card
  • Flexible, no contract plans
  • 24/7 customer service
  • 5G coverage available
Average Customer Rating 55 User Reviews
Good2Go Mobile 1GB data plan * 50% Off for 3 Months

Unlimited mins

Unlimited texts

1 GB

4G data

$7.50*

per month

$15/mo

Powered by: AT&T & T-Mobile

Good2Go Mobile SIM Card
  • 4G LTE coverage
  • No contract
  • No credit checks
Average Customer Rating 32 User Reviews
Ultra Mobile 2GB data plan * Extra 20% Off with code: MSP20

Unlimited mins

Unlimited texts

2 GB

4G data

$11*

per month

$14/mo

Powered by: T-Mobile

Ultra Mobile SIM Card
  • Simple account dashboard
  • Unlimited international talk and text
  • Nationwide coverage
Average Customer Rating 38 User Reviews
Red Pocket 3GB data plan * 50% Off First Month

Unlimited mins

Unlimited texts

3 GB

4G data

$10*

per month

$20/mo

Powered by: AT&T, Verizon & T-Mobile

Red Pocket SIM Card
  • Nationwide coverage
  • No contracts
  • Latest selection of phones
Average Customer Rating 68 User Reviews
Unreal Mobile 2GB data plan * $5 Off for 1 Month

Unlimited mins

Unlimited texts

2 GB

4G data

$10*

per month

$15/mo

Powered by: T-Mobile

Unreal Mobile SIM Card
  • No contracts
  • Unlimited everything
  • Good user account dashboard
  • International calling to 80+ countries
Average Customer Rating 32 User Reviews
Mint Mobile 10GB data plan * $60 for 3 Months Service

Unlimited mins

Unlimited texts

10 GB

4G data

$20*

per month

Powered by: T-Mobile

Mint Mobile SIM Card
  • Offers the latest phones with 0% finance
  • Prepay months in bulk for more savings
  • Reliable network coverage
  • Works with most GSM phones
Average Customer Rating 152 User Reviews
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Disclaimer: MoneySavingPro is a free price comparison service but we do not provide service directly. We do our best to keep all the information up to date but there may be some discrepancies between the price you pay.

Big savings, no compromises
Nationwide Coverage Powered by the major networks
Bring your own phone Keep your existing phone and number
4G LTE data speeds Same fast speeds as the big guys
No contracts Flexible and commitment-free
Customize your plan Only pay for what you use
Buy online No need to visit a store
Best Prepaid Phone Plans Hero
Same coverage, massive savings!
Stop the Unlimited Data Plan Rip Off!
Carrier Network Data Price Annual
Verizon Verizon 4G & 5G Unlimited* $80/mo $960/yr
US Mobile Verizon 4G & 5G 5GB $15/mo $180/yr
*Avg. data usage only 3-5GB Savings $65/mo Savings $780/yr
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The best prepaid cell phone plans in September

Finding the best prepaid cell phone plan is easy with MVNOs.

With carriers like Boost Mobile and Tello, you'll find the best value prepaid plans, operating on the same major US networks you won't be giving up quality coverage, just the expensive price tag.

With prepaid you get to build your own plan, instead of paying for features you don't want or use.

We've compared some of the best carriers below to help you find the best prepaid phone deal.

Check Carrier Coverage

Best cheap prepaid phone plans

Tello SIM Card - Best prepaid phone plan - TelloTello SIM Card - Best prepaid phone plan - Tello
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$7.50/mo*
* 25% Off for 6 Months
Editors Take
5 / 5
Plans

Plan

Minutes

Texts

Data

Price

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$6*

* 25% Off for 6 Months

Tello 1GB Data

Unlimited

Unlimited

1GB

$7.50*

* 25% Off for 6 Months

Tello 2GB Data

Unlimited

Unlimited

2GB

$10.50*

* 25% Off for 6 Months

Tello 4GB Data

Unlimited

Unlimited

4GB

$14.30*

* 25% Off for 6 Months

Tello 6GB Data

Unlimited

Unlimited

6GB

$18*

* 25% Off for 6 Months

Tello 8GB Data

Unlimited

Unlimited

8GB

$21.80*

* 25% Off for 6 Months

Tello Unlimited Data

Unlimited

Unlimited

Unlimited

$29.30*

* 25% Off for 6 Months
Features
Benefits

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Benefits

  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Mint Mobile SIM Card - Best prepaid phone plan for unlimited data - Mint MobileMint Mobile SIM Card - Best prepaid phone plan for unlimited data - Mint Mobile
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo*
* $90 for 3 months Service
Editors Take
4.5 / 5
Plans

Plan

Minutes

Texts

Data

Price

Mint Mobile 4GB Data

Unlimited

Unlimited

4GB

$15*

* $45 for 3 Months Service

Mint Mobile 10GB Data

Unlimited

Unlimited

10GB

$20*

* $60 for 3 Months Service

Mint Mobile 15GB Data

Unlimited

Unlimited

15GB

$25*

* $75 for 3 months Service

Mint Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$30*

* $90 for 3 months Service
Features
Benefits

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Benefits

  • Operates on the nationwide T-Mobile network

  • 7-day money-back guarantee

  • Prepaid - no contract, credit check, or activation fee

  • Bring your phone or buy a Mint Mobile device

  • Keep your phone number

  • Using your phone as a mobile hotspot is permitted

  • Free calling to Canada & Mexico, affordable rates to 160+ other locations

  • Flat-rate international roaming available as an add-on feature

  • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

Reach Mobile SIM Card - Best prepaid phone plan for families - Reach MobileReach Mobile SIM Card - Best prepaid phone plan for families - Reach Mobile
Minutes
Unlimited
Texts
Unlimited
Data
3 GB
Price
$15/mo*
* 50% Off for 3 Months
Editors Take
4 / 5
Plans

Plan

Minutes

Texts

Data

Price

Reach Mobile 3GB Data

Unlimited

Unlimited

3GB

$15*

Reach Mobile 8GB Data

Unlimited

Unlimited

8GB

$23*

Reach Mobile 12GB Data

Unlimited

Unlimited

12GB

$28*

Reach Mobile 20GB Data

Unlimited

Unlimited

20GB

$33*

* 50% Off for 3 Months

Features
Benefits

Pros

  • Socially conscious provider who gives back

  • 4G LTE network

  • Hotspot enabled

Cons

  • Small selection of handsets

  • Expensive high data plans

Benefits

  • Powered by the Verizon network

  • Service is postpaid with no credit check

  • Only upfront payment is shipping for SIM card

  • Bring your own compatible phone

  • Keep your phone number

  • Hotspot enabled on all plans

  • 24/7 customer support by phone or chat

Boost Mobile SIM Card - Best 5G prepaid phone plan - Boost MobileBoost Mobile SIM Card - Best 5G prepaid phone plan - Boost Mobile
Minutes
Unlimited
Texts
Unlimited
Data
5 GB
Price
$15/mo*
* $10 Off First Month
Editors Take
3.5 / 5
Plans

Plan

Minutes

Texts

Data

Price

Boost Mobile 5GB Data

Unlimited

Unlimited

5GB

$15*

* $10 Off First Month

Boost Mobile 2GB Data

Unlimited

Unlimited

2GB

$15

Boost Mobile 10GB Data

Unlimited

Unlimited

10GB

$35

Boost Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$35*

* $15 Off First Month
Features
Benefits

Pros

  • New upgraded network with DISH

  • No annual contract

  • Unlimited music streaming

Cons

  • Coverage in rural areas

Benefits

  • Owned by Dish and runs on T-Mobile's nationwide network

  • Prepaid service - no contract, credit check, or extra fees

  • Bring your own phone (GSM compatible) or choose from a wide selection of new phones

  • Mobile hotspot allowance with all plans

  • International service and roaming available as add-on packs

  • Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends

Ting SIM Card - Best prepaid talk & text plan - TingTing SIM Card - Best prepaid talk & text plan - Ting
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo*
* $5 extra per GB
Editors Take
4 / 5
Plans

Plan

Minutes

Texts

Data

Price

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB

Ting 1GB Data

Unlimited

Unlimited

1GB

$15

Ting 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off for 6 Months

Ting Unlimited Data

Unlimited

Unlimited

Unlimited

$25*

* $20 Off for 3 Months

Ting 12GB Data

Unlimited

Unlimited

12GB

$30*

* $5 Off for 6 Months
Features
Benefits

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Benefits

  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

Prepaid phone plans comparison chart

Carrier

Network

Minutes

Texts

Data

Price

Tello

T-Mobile

Unltd

Unltd

2GB

$10.50** 25% Off for 6 Months

Mint Mobile

T-Mobile

Unltd

Unltd

4GB

$15** $45 for 3 Months Service

Twigby

Verizon

Unltd

Unltd

5GB

$18.75** 25% Off for 6 Months

Ting

T-Mobile & Verizon

Unltd

Unltd

Unltd

$25** $20 Off for 3 Months

US Mobile

Verizon & T-Mobile

Unltd

Unltd

30GB

$30Free Starter Kit with code: MSPUSM

Prepaid phone plan benefits

  • Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.

  • Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.

  • No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.

  • Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high speed data, and even mobile hotspot data features.

  • Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.

  • Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.

  • Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.


Best cheap T-Mobile prepaid phone plan

Mint Mobile 4GB data plan* $45 for 3 Months Service

Unlimitedmins

Unlimitedtexts

4 GB

4G data

$15*

per month

Powered by: T-Mobile

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $660 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

T-Mobile

T-Mobile 4G LTE

Unltd*

$70/mo

$840/yr

Mint Mobile

T-Mobile 4G LTE

4GB

$15/mo

$180/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$660/yr

Best cheap Verizon prepaid phone plan

US Mobile 5GB data planFree Starter Kit with code: MSPUSM

Unlimitedmins

Unlimitedtexts

5 GB

4G data

$15

per month

Powered by: Verizon & T-Mobile

Verizon vs US Mobile Plan Comparison

Keep your Verizon phone, number & coverage: Save $780 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

Verizon

Verizon 4G LTE

Unltd*

$80/mo

$960/yr

US Mobile

Verizon 4G LTE

5GB

$15/mo

$180/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$65/mo$780/yr

Best cheap AT&T prepaid phone plan

Good2Go Mobile 3GB data plan* 50% Off for 3 Months

Unlimitedmins

Unlimitedtexts

3 GB

4G data

$10*

per month

$20/mo

Powered by: AT&T & T-Mobile

AT&T vs Good2Go Mobile Plan Comparison

Keep your AT&T phone, number & coverage: Save $690 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

AT&T

AT&T 4G LTE

Unltd*

$75/mo

$900/yr

Good2Go Mobile

AT&T 4G LTE

3GB

$20/mo

$210/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$690/yr

Carrier coverage comparison

Network performance ratings

NETWORK

OVERALL

RELIABILITY

SPEED

DATA

CALL

Verizon Coverage

95

96

94

96

94

AT&T Coverage

94

94

95

96

92

T-Mobile Coverage

86

88

82

89

82

Source: Rootmetrics

Find Cheap Cell Phone Plans in Your Area

Carrier customer service comparison

CARRIER

TRUSTPILOT USER RATING

Reach Mobile

4.9

Tello

4.6

US Mobile

4.6

T-Mobile

1.5

Verizon

1.3

AT&T

1.2

Prepaid phone plan types

  • Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans. Not sure how much data you need? Check out our data usage calculator.

  • Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.

  • Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest family phone plans so you can pick and choose what each family member needs.

  • Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!

  • Single line plans: Stop paying a premium rate just because you only need one line. Find the best phone plans for individuals.

  • Talk and text only plans: Don't need data? No problem - compare cheap talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!

  • Tablet plans: Find the cheapest data plan for your tablet or iPad.

  • Kids plans: MVNOs offer the best phone plans for kids because you can tailor them to exactly what you want your child to have.

  • Senior plans: Senior citizens often have different cell phone needs. Compare cheap cell phone plans for seniors for the perfect fit.


How to switch to a cheaper prepaid phone plan

It's never been easier to switch.

  1. Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.

  2. Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.

  3. Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.

Prepaid cell phone companies list

AT&T

T-Mobile

Verizon

Red Pocket

Mint Mobile

Twigby

Good2Go Mobile

Ultra Mobile

US Mobile

Unreal Mobile

US Mobile

Ting

Pure Talk

Ting

Red Pocket

h2o Wireless

Tello

Reach Mobile

Cricket Wireless

Red Pocket

Spectrum Mobile

Straight Talk

GoSmart Mobile

Page Plus Cellular

Black Wireless

Republic Wireless

Total Wireless

Kroger Wireless

Simple Mobile

Xfinity Mobile

easyGO Wireless

Lycamobile

CREDO Mobile

Optimum Mobile

Selectel Wireless

Affinity Cellular

Freedompop

Boost Mobile

GreatCall

Gen Mobile

Walmart Family Mobile

Wing

yahoo! Mobile

easyGO Wireless

Speedtalk Mobile


Compare prepaid cell phone deals

Model

Condition

Memory

Compatibility

Price

Apple iPhone 11

New

128GB

AT&T

$549

Apple iPhone 11 Pro

New

64GB

AT&T

$599

Apple iPhone 11 Pro Max

New

64GB

AT&T

$699

Apple iPhone 12

New

128GB

AT&T

$779

Apple iPhone 12 mini

New

64GB

T-Mobile

$729

Apple iPhone 12 Pro

New

128GB

Verizon

$999

Apple iPhone 12 Pro Max

New

128GB

T-Mobile

$1,099

Apple iPhone SE

New

64GB

T-Mobile

$399

Apple iPhone XR

New

128GB

T-Mobile

$549


Prepaid phone plans FAQs

Who has the best prepaid unlimited plan?

We like the Mint Mobile unlimited data plan - running on the T-Mobile 4G LTE & 5G network. You can compare the best unlimited data plans available on all networks.

Which prepaid plan is best?

There's no one size fits all approach. This is why prepaid carriers allow you to tailor a plan to suit your needs. It depends on your usage, network coverage, and needs.

Can I use a Verizon contract phone for prepaid?

Prepaid carriers encourage you to bring your own phone. However, some phones are locked to a network. You can check your phone compatibility on the carrier's website.

Who is the best prepaid carrier?

This depends on a number of factors. How much your budget is, your needs, and phone use. Check which network has the best coverage in your area then compare prepaid carriers on your preferred network.


Recap

MVNOs offer a large selection of no contract phone plans that could save you hundreds of dollars a year on your cell phone bill.

With the same coverage and features as a plan with one of the big three, you'll find value for money with these low cost carriers.

If you really need unlimited data, carriers like Mint Mobile offer it at a fraction of the cost. But beware with unlimited data, as unlimited never really means unlimited, and always check the small print for the data cap.

Still not sure? You can compare the cheapest prepaid phone plans from all MVNOs for plenty of money saving deals.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

The best prices on the best networks