The best prepaid cell phone plans in January
Finding the best prepaid cell phone plan is easy with MVNOs.
With carriers like Boost Mobile and Tello, you'll find the best value prepaid plans, operating on the same major US networks you won't be giving up quality coverage, just the expensive price tag.
With prepaid you get to build your own plan, instead of paying for features you don't want or use.
We've compared some of the best carriers below to help you find the best prepaid phone deal.
| Best prepaid plan | Tello |
| Best unlimited plan | Mint Mobile |
| Best family plan | US Mobile |
| Best 5G plan | Ultra Mobile |
| Best talk & text plan | Ting |
Best prepaid cell phone plans
Best cheap prepaid phone plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1 GB
- Price
- $7.50/mo** 25% Off for 6 Months
Tello 1GB data includes unlimited mins, unlimited texts and 1GB data for only $7.50 per month. Tello prepaid phone plans offer wireless coverage on the T-Mobile 4G LTE and 5G network.
| Plan | Minutes | Texts | Data | Price |
|---|---|---|---|---|
Unlimited | Unlimited | 0GB | $6* * 25% Off for 6 Months | |
Unlimited | Unlimited | 1GB | $7.50* * 25% Off for 6 Months | |
Unlimited | Unlimited | 2GB | $10.50* * 25% Off for 6 Months | |
Unlimited | Unlimited | 4GB | $14.25* * 25% Off for 6 Months | |
Unlimited | Unlimited | 6GB | $18* * 25% Off for 6 Months | |
Unlimited | Unlimited | 8GB | $21.75* * 25% Off for 6 Months | |
Unlimited | Unlimited | Unlimited | $29.25* * 25% Off for 6 Months |
Pros
24/7 customer support
No contracts
Budget friendly family plans
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best prepaid unlimited data plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $30/mo** $90 for 3 Months Service
Mint Mobile unlimited data includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile prepaid phone plans offer wireless coverage on the T-Mobile 4G LTE and 5G network.
| Plan | Minutes | Texts | Data | Price |
|---|---|---|---|---|
Unlimited | Unlimited | 4GB | $15* * $45 for 3 Months Service | |
Unlimited | Unlimited | 10GB | $20* * $60 for 3 Months Service | |
Unlimited | Unlimited | 15GB | $25* * $75 for 3 Months Service | |
Unlimited | Unlimited | Unlimited | $30* * $90 for 3 Months Service |
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best prepaid family plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5 GB
- Price
- $15/moFree Starter Kit with code: MSPUSM
US Mobile 5GB data includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile prepaid phone plans offer wireless coverage on the Verizon & T-Mobile 4G LTE and 5G networks.
| Plan | Minutes | Texts | Data | Price |
|---|---|---|---|---|
Unlimited | Unlimited | 0GB | $8 | |
Unlimited | Unlimited | 1GB | $12 | |
Unlimited | Unlimited | 5GB | $15 | |
Unlimited | Unlimited | 12GB | $20 | |
Unlimited | Unlimited | 18GB | $25 | |
Unlimited | Unlimited | 30GB | $30 | |
Unlimited | Unlimited | Unlimited | $45 | |
Free Starter Kit with code: MSPUSM | ||||
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best prepaid 5G plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2 GB
- Price
- $14/mo** $168 for 12 Months Service
Ultra Mobile 2GB data - 12 mths includes unlimited mins, unlimited texts and 2GB data for only $14 per month. Ultra Mobile prepaid phone plans offer wireless coverage on the T-Mobile 4G LTE and 5G network.
| Plan | Minutes | Texts | Data | Price |
|---|---|---|---|---|
Unlimited | Unlimited | 0.25GB | $10* * $120 for 12 Months Service | |
Unlimited | Unlimited | 2GB | $14* * $168 for 12 Months Service | |
Unlimited | Unlimited | 3GB | $20* * $240 for 12 Months Service | |
Unlimited | Unlimited | 6GB | $25* * $300 for 12 Months Service | |
Unlimited | Unlimited | 15GB | $30* * $360 for 12 Months Service | |
Unlimited | Unlimited | Unlimited | $40* * $480 for 12 Months Service |
Pros
Simple account dashboard
Unlimited international talk and text
Nationwide coverage
Cons
Customer service
Benefits
Coverage provided on the nationwide T-Mobile network
Prepaid service - no contract, credit check, or activation fee
Bring your own compatible GSM phone or buy one from Ultra Mobile
Mobile hotspot use supported
Unlimited global texting and unlimited calling to 80+ countries
International roaming credits available in $5, $10, or $20 denominations
International plan tier comes with uTalk - a feature that gives you up to 1250 bonus minutes to your choice of 39 additional destinations
Customer service available by phone, email, and chat from 6am to 6pm every day
Best prepaid talk & text plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0 GB
- Price
- $10/mo** $5 extra per GB
Ting unlimited talk & text includes unlimited mins, unlimited texts and 0GB data for only $10 per month. Ting prepaid phone plans offer wireless coverage on the T-Mobile & Verizon 4G LTE and 5G networks.
| Plan | Minutes | Texts | Data | Price |
|---|---|---|---|---|
Unlimited | Unlimited | 0GB | $10* * $5 extra per GB | |
Unlimited | Unlimited | 1GB | $15 | |
Unlimited | Unlimited | 5GB | $20* * $5 Off for 6 Months | |
Unlimited | Unlimited | Unlimited | $25* * $20 Off for 3 Months | |
Unlimited | Unlimited | 12GB | $30* * $5 Off for 6 Months |
Pros
Simple plans for light phone users
Customer service
Nationwide LTE and 5G coverage
Good selection of handsets
Cons
Not for the data hungry user
Benefits
Offers coverage on both Verizon and T-Mobile
Prepaid service - no contract, credit check, or start-up fees
Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting
Keep your current number
Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering
Use your plan minutes to call 60+ international locations
International roaming capability (at surcharged rates)
Extensive customer service hours by phone, chat, or email
Prepaid cell phone plans comparison
| Carrier | Network | Minutes | Texts | Data | Price |
|---|---|---|---|---|---|
| Tello | T-Mobile | Unltd | Unltd | 2GB | $10.50** 25% Off for 6 Months |
| Mint Mobile | T-Mobile | Unltd | Unltd | 4GB | $15** $45 for 3 Months Service |
| US Mobile | Verizon & T-Mobile | Unltd | Unltd | 12GB | $20Free Starter Kit with code: MSPUSM |
| Ting | T-Mobile & Verizon | Unltd | Unltd | Unltd | $25** $20 Off for 3 Months |
| Mint Mobile | T-Mobile | Unltd | Unltd | Unltd | $30** $90 for 3 Months Service |
Prepaid phone plan benefits
- Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.
- Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
- No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
- Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high speed data, and even mobile hotspot data features.
- Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
- Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
- Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.
Best T-Mobile prepaid plan
Unlimitedmins
Unlimitedtexts
4 GB
4G/5G data
$15/mo*
$3.75 per GB
Powered by: T-Mobile
T-Mobile vs Mint Mobile Plan Comparison
Keep your T-Mobile phone, number & coverage: Save $660 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unltd* | $70/mo | $840/yr |
| Mint Mobile | T-Mobile 4G & 5G | 4GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $55/mo | $660/yr | |
Best Verizon prepaid plan
Unlimitedmins
Unlimitedtexts
5 GB
4G/5G data
$15/mo
$3.00 per GB
Powered by: Verizon & T-Mobile
Verizon vs US Mobile Plan Comparison
Keep your Verizon phone, number & coverage: Save $780 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| Verizon | Verizon 4G & 5G | Unltd* | $80/mo | $960/yr |
| US Mobile | Verizon 4G & 5G | 5GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $65/mo | $780/yr | |
Best AT&T prepaid plan
Unlimitedmins
Unlimitedtexts
3 GB
4G/5G data
$12.50/mo*
$25/mo
$8.33 per GB
Powered by: AT&T & T-Mobile
AT&T vs Good2Go Mobile Plan Comparison
Keep your AT&T phone, number & coverage: Save $637 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| AT&T | AT&T 4G & 5G | Unltd* | $75/mo | $900/yr |
| Good2Go Mobile | AT&T 4G & 5G | 3GB | $25/mo | $263/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $50/mo | $637/yr | |
Prepaid carrier coverage
| NETWORK | OVERALL | RELIABILITY | SPEED | DATA | CALL |
|---|---|---|---|---|---|
| Verizon Coverage | 95 | 96 | 94 | 96 | 94 |
| AT&T Coverage | 94 | 94 | 95 | 96 | 92 |
| T-Mobile Coverage | 86 | 88 | 82 | 89 | 82 |
Source: Rootmetrics
Prepaid carrier customer service
| CARRIER | TRUSTPILOT USER RATING |
|---|---|
| Reach Mobile | 4.9 |
| Tello | 4.6 |
| US Mobile | 4.6 |
| T-Mobile | 1.5 |
| Verizon | 1.3 |
| AT&T | 1.2 |
Prepaid phone plan types
- Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans. Not sure how much data you need? Check out our data usage calculator.
- Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.
- Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest family phone plans so you can pick and choose what each family member needs.
- Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!
- Single line plans: Stop paying a premium rate just because you only need one line. Find the best phone plans for individuals.
- Talk and text only plans: Don't need data? No problem - compare cheap talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!
- Tablet plans: Find the cheapest data plan for your tablet or iPad.
- Kids plans: MVNOs offer the best phone plans for kids because you can tailor them to exactly what you want your child to have.
- Senior plans: Senior citizens often have different cell phone needs. Compare cheap cell phone plans for seniors for the perfect fit.
Switch to a cheap prepaid phone plan
It's never been easier to switch.
- Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.
- Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.
- Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.
Prepaid cell phone carriers list
Best prepaid cell phone deals
| Phone | Storage | Network | Condition | Price | Apple iPhone SE | 64GB | AT&T | New | $399 | Apple iPhone 11 | 64GB | AT&T | New | $499 | Apple iPhone 12 mini | 64GB | AT&T | New | $629 | Apple iPhone 13 mini | 128GB | AT&T | New | $729 | Apple iPhone 12 | 64GB | AT&T | New | $729 | Apple iPhone 13 | 128GB | AT&T | New | $829 | Apple iPhone 11 Pro Max | 64GB | AT&T | New | $899 | Apple iPhone 12 Pro | 128GB | AT&T | New | $899 | Apple iPhone 12 Pro Max | 128GB | AT&T | New | $999 | Apple iPhone 13 Pro | 128GB | AT&T | New | $999 | Apple iPhone 13 Pro Max | 128GB | AT&T | New | $1,099 |
|---|
Prepaid phone plans FAQs
Who has the best prepaid unlimited plan?
We like the Mint Mobile unlimited data plan - running on the T-Mobile 4G LTE & 5G network. You can compare the best unlimited data plans available on all networks.
Which prepaid plan is best?
There's no one size fits all approach. This is why prepaid carriers allow you to tailor a plan to suit your needs. It depends on your usage, network coverage, and needs.
Can I use a Verizon contract phone for prepaid?
Prepaid carriers encourage you to bring your own phone. However, some phones are locked to a network. You can check your phone compatibility on the carrier's website.
Who is the best prepaid carrier?
This depends on a number of factors. How much your budget is, your needs, and phone use. Check which network has the best coverage in your area then compare prepaid carriers on your preferred network.
Recap
MVNOs offer a large selection of no contract phone plans that could save you hundreds of dollars a year on your cell phone bill.
With the same coverage and features as a plan with one of the big three, you'll find value for money with these low cost carriers.
If you really need unlimited data, carriers like Mint Mobile offer it at a fraction of the cost. But beware with unlimited data, as unlimited never really means unlimited, and always check the small print for the data cap.
Still not sure? You can compare the cheapest prepaid phone plans from all MVNOs for plenty of money saving deals.
