The cheapest MVNO carriers in 2023

Cheap MVNO plans with 5G & 4G LTE wireless coverage: Switch & save $600/yr
Find cheap plans in your area
By
Rob Webber
Rob Webber

Rob Webber

Founder

About Rob

Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.

Rob's Expertise

5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services

- Last updated on March 9th, 2023

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

A tight budget can make it important to find the cheapest MVNO plans that are suitable for your needs as well as your costs.

If you've not heard of MVNOs, you're not alone. Mobile Virtual Network Operators are powered by the same main US networks; Verizon, T-Mobile, and AT&T but have a range of phone plans available starting at around $10 per month.

We can help you find the cheapest MVNO plans, and we've broken down the best deals with all low-cost carriers, keep scrolling to find out more.

Best MVNO prepaid plan
T-Mobile network
1GB 4G/5G data
$10 /mo
Best MVNO 1 line plan
Verizon network
4GB 4G/5G data
$10 /mo* $20/mo

View Plan

* $10 Credit with Promo Code: MSP
Best MVNO family plan
Verizon & T-Mobile networks
5GB 4G/5G data
$15 /mo

View Plan

* 100 Days FREE Trial
Best MVNO 5G plan
T-Mobile network
15GB 4G/5G data
$15 /mo* $20/mo

View Plan

* Only $45 for 3 Months
Best MVNO unlimited plan
AT&T & T-Mobile networks
Unltd 4G/5G data
$12.50 /mo* $25/mo

View Plan

* 50% Off First Month

What are the best MVNO plans?

  • Tello: Best cheap MVNO plan for prepaid

  • Twigby: Best cheap MVNO plan for one person

  • US Mobile: Best cheap MVNO plan for families

  • Mint Mobile: Best cheap MVNO plan for 5G coverage

  • Boost Mobile: Best cheap MVNO plan for unlimited data

Find cheap plans in your area
The Cheapest MVNO Carriers
Tello SIM card vertical

Tello: Best cheap MVNO plan for prepaid

T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

1GB 4G/5G Data

$10/mo
5
Pros
  • No contract. No bulk buying.

  • 24/7 friendly customer support

  • 4G LTE/5G nationwide coverage

  • Free Hotspot & Wi-Fi Calling

  • Free international calls to 60+ countries

Cons
  • No roaming

  • Coverage in rural areas

Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offers wireless coverage on the T-Mobile 5G and 4G LTE network. Read Tello review

Tello plans
  • Tello unlimited talk & text plan: $8/mo

  • Tello 1GB plan: $10/mo

  • Tello 2GB plan: $14/mo

  • Tello 5GB plan: $19/mo

  • Tello 10GB plan: $24/mo

  • Tello unlimited data plan: $29/mo

See Tello phone plans

Twigby SIM card vertical

Twigby: Best cheap MVNO plan for one person

Verizon wireless network coverage

Unlimited mins

Unlimited texts

4GB 4G/5G Data

$10/mo*

* $10 Credit with Promo Code: MSP

4.5
Pros
  • 5G & 4G LTE coverage on Verizon network

  • No hotspot charges

  • International calling and texting

  • 30 day money back guarantee

  • Great new customer discounts

Cons
  • Limited cell phone selection

Twigby 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $10 per month. Twigby plans offers wireless coverage on the Verizon 5G and 4G LTE network. Read Twigby review

Twigby plans
  • Twigby 1GB plan: $5/mo

  • Twigby unlimited talk & text plan: $5/mo

  • Twigby 4GB plan: $10/mo

  • Twigby 7GB plan: $15/mo

  • Twigby 10GB plan: $20/mo

  • Twigby unlimited data plan: $30/mo

See Twigby phone plans

US Mobile SIM card vertical

US Mobile: Best cheap MVNO plan for families

Verizon & T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

5GB 4G/5G Data

$15/mo

* 100 Days FREE Trial

4.5
Pros
  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons
  • No international calling

  • Phone selection

US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offers wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. Read US Mobile review

US Mobile plans
  • US Mobile 500MB plan: $5/mo

  • US Mobile unlimited talk & text plan: $8/mo

  • US Mobile 2GB plan: $12/mo

  • US Mobile 5GB plan: $15/mo

  • US Mobile 15GB plan: $20/mo

  • US Mobile 25GB plan: $25/mo

  • US Mobile unlimited data plan: $35/mo

  • US Mobile unlimited data plan: $45/mo

See US Mobile phone plans

Mint Mobile SIM card vertical

Mint Mobile: Best cheap MVNO plan for 5G coverage

T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

15GB 4G/5G Data

$15/mo*

* Only $45 for 3 Months

4.5
Pros
  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons
  • No family plans

  • Minimum 3 months

Mint Mobile 15GB plan includes unlimited mins, unlimited texts and 15GB data for only $15 per month. Mint Mobile plans offers wireless coverage on the T-Mobile 5G and 4G LTE network. Read Mint Mobile review

Mint Mobile plans
  • Mint Mobile 20GB plan: $15/mo

  • Mint Mobile 15GB plan: $15/mo

  • Mint Mobile 5GB plan: $15/mo

  • Mint Mobile unlimited data plan: $15/mo

See Mint Mobile phone plans

Boost Mobile SIM card vertical

Boost Mobile: Best cheap MVNO plan for unlimited data

AT&T & T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

Unlimited 4G/5G Data

$12.50/mo*

* 50% Off First Month

4.5
Pros
  • Nationwide coverage on AT&T & T-Mobile

  • 5G & 4G LTE data speeds

  • Buy online and no credit checks

  • Bring your own phone

  • Cheapest unlimited data plan

Cons
  • No data only plans

Boost Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $12.50 per month. Boost Mobile plans offers wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. Read Boost Mobile review

Boost Mobile plans
  • Boost Mobile 5GB plan: $5/mo

  • Boost Mobile 1GB plan: $8/mo

  • Boost Mobile 2GB plan: $10/mo

  • Boost Mobile unlimited data plan: $12.50/mo

  • Boost Mobile 15GB plan: $20/mo

See Boost Mobile phone plans

Best T-Mobile MVNO plans

Mint Mobile 15GB plan * Only $45 for 3 Months

Unlimited mins

Unlimited texts

15GB

4G/5G data

$15 /mo*

$20/mo

T-Mobile wireless network

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $615 per year

Carrier

Network Coverage

4G/5G Data

Price

Annual Cost

T-Mobile

T-Mobile 4G & 5G

Unltd*

$70/mo

$840/yr

Mint Mobile

T-Mobile 4G & 5G

15GB

$20/mo

$225/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GB

Savings

$50/mo

$615/yr

Check out our comparison of the best T-Mobile MVNO plans


Best Verizon MVNO plans

US Mobile 15GB plan * 100 Days FREE Trial

Unlimited mins

Unlimited texts

15GB

4G/5G data

$20 /mo

Verizon & T-Mobile wireless networks

Verizon vs US Mobile comparison

Keep your Verizon phone, number & coverage: Save $720 per year

Carrier

Network Coverage

4G/5G Data

Price

Annual Cost

Verizon

Verizon 4G & 5G

Unltd*

$80/mo

$960/yr

US Mobile

Verizon 4G & 5G

15GB

$20/mo

$240/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GB

Savings

$60/mo

$720/yr

Check out our comparison of the best Verizon MVNO plans


Best AT&T MVNO plans

Boost Mobile 5GB plan * $15 for 3 months service

Unlimited mins

Unlimited texts

5GB

4G/5G data

$5 /mo*

$15/mo

AT&T & T-Mobile wireless networks

AT&T vs Boost Mobile comparison

Keep your AT&T phone, number & coverage: Save $750 per year

Carrier

Network Coverage

4G/5G Data

Price

Annual Cost

AT&T

AT&T 4G & 5G

Unltd*

$75/mo

$900/yr

Boost Mobile

AT&T 4G & 5G

5GB

$15/mo

$150/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GB

Savings

$60/mo

$750/yr

Check out our comparison of the best AT&T MVNO plans


Network coverage comparison

NETWORK

OVERALL

RELIABILITY

SPEED

DATA

CALL

Verizon Coverage

95

96

94

96

94

AT&T Coverage

94

94

95

96

92

T-Mobile Coverage

86

88

82

89

82

Source: RootMetrics RootScore 2022 report

When it comes to 5G network coverage T-Mobile scores the highest according to the J.D. Power 2023 wireless network study.

Find the cheapest cell phone service in your area

Enter your zip code below to find the best cell phone service in your area.

Switch & Save $600 per year
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MVNO customer service comparison

Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:

CARRIER

TRUSTPILOT USER RATING

Reach Mobile TrustPilot score

4.9

Tello TrustPilot score

4.6

US Mobile TrustPilot score

4.6

T-Mobile TrustPilot score

1.5

Verizon TrustPilot score

1.3

AT&T TrustPilot score

1.2

MVNO plan features

  • 4G LTE & 5G data speeds: MVNOs operate on big cellular networks, so you pay less without sacrificing speed. As the big networks roll out 5G, smaller carriers are able to offer 5G coverage too. So you can expect the same high-speed data.

  • Unlimited talk and text messaging: It's never been easier to find a new unlimited plan. Pretty much all no-contract carriers include unlimited text and calling as standard with plans. Compare unlimited talk and text plans with or without data.

  • International calls to Canada and Mexico: Keeping in touch with loved ones around the world has never felt more important, making international calling a must-have feature. Luckily MVNOs offer some of the best international phone plans, including free calling to countries like Canada and Mexico, plus discounted rates or affordable add-ons for other countries.

  • Multiline discounts: If you're used to your multi-line plan, low-cost carriers have got you. They offer the best family phone plans out there. With many, you'll get a multi-line discount for each line added.

  • Wi-Fi calling: If you're stuck for a signal, or out of your service area when out and about, you can still make calls using this feature. With this feature, calls are made over the internet instead of your cellular connection.

  • Tethering/hotspot data: Many low-cost carriers allow you to turn your phone into a hotspot and get another device online. Pick an MVNO with the best mobile hotspot plans and share your mobile hotspot data with other devices.

  • HD video streaming: Just like the big guys, some of these alternative carriers offer HD video streaming and some don't. Our articles cover which features do and don't come with a plan.

MVNO plan types

  • Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data-hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans.

  • Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages, and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.

  • Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest family phone plans so you can pick and choose what each family member needs.

  • Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!

  • Single-line plans: Stop paying a premium rate just because you only need one line. Find the cheapest phone plans for one person.

  • Talk and text only plans: Don't need data? No problem - compare the cheapest talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!

  • Tablet plans: Find the cheapest data plan for your tablet or iPad.

  • Kids plans: MVNOs offer the best phone plans for kids because you can tailor them to exactly what you want your child to have.

  • Senior plans: Senior citizens often have different cell phone needs. Compare the best phone plans for seniors for the perfect fit.

Cheapest MVNO plans

Carrier

Network

Data

Price

Tello SIM card - Horizontal Tello

T-Mobile

1GB

$10/mo

Twigby SIM card - Horizontal Twigby

Verizon

4GB

$20/mo

Boost Mobile SIM card - Horizontal Boost Mobile

AT&T & T-Mobile

5GB

$15/mo

Mint Mobile SIM card - Horizontal Mint Mobile

T-Mobile

20GB

$25/mo

Mint Mobile SIM card - Horizontal Mint Mobile

T-Mobile

Unltd

$30/mo

How to switch to a cheap MVNO plan

It's never been easier to switch. Let's break it down.

  1. Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.

  2. Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.

  3. Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.

MVNO carrier list

T-Mobile MVNOs

Verizon MVNOs

AT&T MVNOs

Boost Mobile

US Mobile

Red Pocket

US Mobile

Red Pocket

Good2Go Mobile

Ultra Mobile

Twigby

PureTalk

Tello

Affinity Cellular

H2O Wireless

Red Pocket

Reach Mobile

Straight Talk

Mint Mobile

Spectrum Mobile

Tracfone

Consumer Cellular

Total by Verizon

Kroger Wireless

Republic Wireless

Ting

Optimum Mobile

Simple Mobile

Lycamobile

Gen Mobile


MVNO plans FAQs

What is the cheapest MVNO plan?

Most MVNOs offer low-cost plans, but Tello provides some of the cheapest prices starting from around $10 a month.

Who has the best MVNO plan?

MVNOs like Tello, Mint Mobile, and US Mobile currently offer the best value cell phone plans ranging from just $10-30 per month.


Recap

Plans direct with Verizon, AT&T, or T-Mobile can cost you anywhere from $70-90 per month, excluding taxes and fees.

With MVNOs there's no need to be stuck in an expensive contract. You can pay for what you need with their customizable plans and with prices starting as low as $10 a month, you could be saving up to $600 a year.

The best MVNO plan will depend on our needs but whatever you decide, it's going to be at least half the price of buying direct.

  • Tello: Best cheap MVNO plan for prepaid
  • Twigby: Best cheap MVNO plan for one person
  • US Mobile: Best cheap MVNO plan for families
  • Mint Mobile: Best cheap MVNO plan for 5G coverage
  • Boost Mobile: Best cheap MVNO plan for unlimited data