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Best T-Mobile Pay As You Go Plans in 2021

Compare the cheapest pay as you go plans powered by T-Mobile

Budget
1GB 4G/5G data
$10 per month
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Unlimited
Unltd 4G/5G data
$30* per month
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* $90 for 3 months Service
Family
5GB 4G/5G data
$20* per month
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* $5 Off for 6 Months
Cheap T-Mobile cell phone plans starting at $7.50/mo* - Compare Now
Compare cheap T-Mobile plans in your area

If you love your T-Mobile service but not the size of your monthly bill, you have more options than you may think.

T-Mobile MVNOs offer the best way to take back control of your cell phone plan and your budget. In fact, you could save $600 per year, per line by switching to a low cost carrier on the T-Mobile network

If you've never heard this term before, you're not alone. Essentially MVNOs are low cost carriers that are powered by one or more of the big networks. They offer the same great service at significantly lower prices.

Switch to a pay as you go plan from a low cost carrier and only pay for the features you use. No more nasty bill shaped surprises at the end of the month.

Ready to explore your options? Let's get into it.

Tello SIM Card - Best cheap T-Mobile pay as you go plan - TelloTello SIM Card - Best cheap T-Mobile pay as you go plan - Tello
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$10/mo
Editors Take
5 / 5
Plans
PlanMinutesTextsDataPrice

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

Tello 1GB Data

Unlimited

Unlimited

1GB

$10

Tello 2GB Data

Unlimited

Unlimited

2GB

$14

Tello 4GB Data

Unlimited

Unlimited

4GB

$19

Tello 6GB Data

Unlimited

Unlimited

6GB

$24

Tello 8GB Data

Unlimited

Unlimited

8GB

$29

Tello Unlimited Data

Unlimited

Unlimited

Unlimited

$39

Features
Benefits

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Benefits

  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Mint Mobile SIM Card - Best T-Mobile pay as you go unlimited plan - Mint MobileMint Mobile SIM Card - Best T-Mobile pay as you go unlimited plan - Mint Mobile
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo** $90 for 3 months Service
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

Mint Mobile 4GB Data

Unlimited

Unlimited

4GB

$15*

* $45 for 3 Months Service

Mint Mobile 10GB Data

Unlimited

Unlimited

10GB

$20*

* $60 for 3 Months Service

Mint Mobile 15GB Data

Unlimited

Unlimited

15GB

$25*

* $75 for 3 months Service

Mint Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$30*

* $90 for 3 months Service
Features
Benefits

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Benefits

  • Operates on the nationwide T-Mobile network

  • 7-day money-back guarantee

  • Prepaid - no contract, credit check, or activation fee

  • Bring your phone or buy a Mint Mobile device

  • Keep your phone number

  • Using your phone as a mobile hotspot is permitted

  • Free calling to Canada & Mexico, affordable rates to 160+ other locations

  • Flat-rate international roaming available as an add-on feature

  • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

Ting SIM Card - Best T-Mobile pay as you go family plan - TingTing SIM Card - Best T-Mobile pay as you go family plan - Ting
Minutes
Unlimited
Texts
Unlimited
Data
5 GB
Price
$20/mo** $5 Off for 6 Months
Editors Take
4 / 5
Plans
PlanMinutesTextsDataPrice

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB

Ting 1GB Data

Unlimited

Unlimited

1GB

$15

Ting 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off for 6 Months

Ting Unlimited Data

Unlimited

Unlimited

Unlimited

$25*

* $20 Off for 3 Months

Ting 12GB Data

Unlimited

Unlimited

12GB

$30*

* $5 Off for 6 Months
Features
Benefits

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Benefits

  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

Red Pocket SIM Card - Best T-Mobile BYOP plan - Red PocketRed Pocket SIM Card - Best T-Mobile BYOP plan - Red Pocket
Minutes
Unlimited
Texts
Unlimited
Data
3 GB
Price
$10/mo** 50% Off First Month
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

Red Pocket 3GB Data

Unlimited

Unlimited

3GB

$10*

* 50% Off First Month

Red Pocket 500MB Data

500

500

0.5GB

$10

Red Pocket 10GB Data

Unlimited

Unlimited

10GB

$15*

* 50% Off First Month

Red Pocket 22GB Data

Unlimited

Unlimited

22GB

$20*

* 50% Off First Month

Red Pocket 50GB Data

Unlimited

Unlimited

50GB

$25*

* 50% Off First Month
Features
Benefits

Pros

  • Nationwide coverage

  • No contracts

  • Latest selection of phones

Cons

  • Account dashboard needs work

  • No 0% financing options on latest phones

  • Customer service

Benefits

  • Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon

  • Prepaid cell phone plans - no contract, credit check, or activation fees

  • Bring your own GSM or CDMA device and keep your phone number

  • Mobile hotspot/tethering allowed with your plan data

  • Free international calling to 70+ countries

  • Customer service available in English, Chinese, Filipino, and Spanish via chat or phone

US Mobile SIM Card - Best T-Mobile prepaid data only plan - US MobileUS Mobile SIM Card - Best T-Mobile prepaid data only plan - US Mobile
Minutes
0
Texts
0
Data
4 GB
Price
$15/moFree Starter Kit with code: MSPUSM
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

US Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

US Mobile 1GB Data

Unlimited

Unlimited

1GB

$12

US Mobile 5GB Data

Unlimited

Unlimited

5GB

$15

US Mobile 12GB Data

Unlimited

Unlimited

12GB

$20

US Mobile 18GB Data

Unlimited

Unlimited

18GB

$25

US Mobile 30GB Data

Unlimited

Unlimited

30GB

$30

US Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$45

Free Starter Kit with code: MSPUSM

Features
Benefits

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Benefits

  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

Cheap T-Mobile pay as you go plans in October

Compare cheap T-Mobile plans in your area

T-Mobile pay as you plan benefits

We love MVNOs or Mobile Virtual Network Operators. If you're on the lookout for a cheaper phone plan, they're always the best route to go down.

Want to stay on the same network, keep your phone and number, plus get greater flexibility?

Yep. You've got it. Forget the major carriers. Plans include everything you need, but come at a much better price with an MVNO.

  • Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.
  • Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
  • No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
  • Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.
  • Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
  • Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
  • Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.

T-Mobile unlimited data plans

PlanDataMonthly PriceAnnual Cost
T-Mobile MagentaUnlimited$70$840
T-Mobile Magenta MaxUnlimited$85$1,020

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
T-MobileT-Mobile 4G LTEUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G LTE10GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

T-Mobile pay as you go plan features

  • 4G LTE data speeds: Since T-Mobile MVNOs are all powered by the T-Mobile network, you'll pay less without sacrificing speed.
  • Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
  • International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
  • Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
  • Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
  • Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
  • HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't. Read the fine print to find the option you want.

T-Mobile pay as you go plans comparison

CarrierNetworkMinutesTextsDataPrice
TelloT-MobileUnltdUnltd1GB$10
Mint MobileT-MobileUnltdUnltd4GB$15** $45 for 3 Months Service
US MobileVerizon & T-MobileUnltdUnltd12GB$20Free Starter Kit with code: MSPUSM
TingT-Mobile & VerizonUnltdUnltdUnltd$25** $20 Off for 3 Months
Ultra MobileT-MobileUnltdUnltd2GB$11** Extra 20% Off with code: MSP20

Bring your own T-Mobile phone

The thought of switching wireless carriers is intimidating, right?

Don't worry, in reality, it's as easy as 1-2-3:

  1. Choose a T-Mobile MVNO. Pick a carrier with the features you want, like international calling or mobile hotspot usage.
  2. Pick a prepaid plan. Now that you know how much data you actually need, choosing a plan without overpaying should be a snap.
  3. Check phone compatibility. T-Mobile - like the AT&T network - uses GSM devices (Sprint and Verizon use CDMA). You'll need to check your new carrier's website to see if your phone will work on their service.

Once you've got everything in order, simply follow the activation instructions provided by your new carrier!

T-Mobile prepaid carriers list

CarrierNetwork(s)
Boost MobileT-Mobile
Boom! MobileVerizon & T-Mobile
Consumer CellularT-Mobile
FreeUP MobileT-Mobile
Metro by T-MobileT-Mobile
Mint MobileT-Mobile
Red PocketAT&T, T-Mobile & Verizon
Republic WirelessT-Mobile
Simple MobileT-Mobile
Straight TalkT-Mobile, AT&T & Verizon
TelloT-Mobile
TingT-Mobile & Verizon
TracfoneVerizon, AT&T & T-Mobile
Ultra MobileT-Mobile
Unreal MobileAT&T & T-Mobile
US MobileVerizon & T-Mobile
Gen MobileT-Mobile
WingAT&T, Verizon & T-Mobile
Good2Go MobileAT&T & T-Mobile
Hello MobileT-Mobile
GoSmart MobileT-Mobile
LycamobileT-Mobile
Walmart Family MobileT-Mobile
Speedtalk MobileT-Mobile

T-Mobile pay as you go phones

Buying a new phone is a huge investment, with prices running as high as $1000 for flagship devices. You have a better option - buying a used or refurbished smartphone.

The market is teeming with incredible values on phones in great condition, unlocked and ready for use on your chosen carrier.

T-Mobile prepaid phone deals

DeviceNetworkCarrierPrice
Apple iPhone SET-MobileMint Mobile$399
Apple iPhone 12 miniT-MobileMint Mobile$629
Samsung Galaxy S20T-MobileMint Mobile$699
Apple iPhone 12T-MobileMint Mobile$729
Apple iPhone 13 miniT-MobileMint Mobile$729
Apple iPhone 13T-MobileMint Mobile$829
Samsung Galaxy Note20T-MobileMint Mobile$949
Apple iPhone 12 ProVerizon, T-MobileUS Mobile$999
Apple iPhone 12 Pro MaxT-MobileMint Mobile$999
Apple iPhone 13 ProT-MobileMint Mobile$999
Apple iPhone 13 Pro MaxT-MobileMint Mobile$1,099
Samsung Galaxy Note20 UltraT-MobileMint Mobile$1,249

T-Mobile pay as you plan FAQs

Does T-Mobile have a pay as you go plan?

Yes, there are PAYG plans available. T-Mobile MVNOs like Tello and Mint Mobile offer cheaper prices, while still offering the same nationwide coverage.

What is the best T-Mobile prepaid plan?

The best prepaid plan depends on your needs. T-Mobile MVNOs including Ting and Boost Mobile provide low cost plans while offering the same T-Mobile coverage.

How does T-Mobile pay as you go plan work?

With a pay as you go plan you pay for what you use. Pay for your minutes, texts, and data upfront and never worry about over charges.


Recap

When you switch to a pay as you go plan from an MVNO, you don't sacrifice a thing. You'll get more control over your cell phone plan, paying each month for the features you need. Whether you're looking for 5G coverage, unlimited data or just basic phone functionality from a basic plan there's something to match your needs to.

Switching to a T-Mobile pay as you go plan has never been easier. Low cost carriers make it simple for you to bring your own phone, so you don't have to pay for a new handset when you switch. Your number will port over within a day or so. You can see all your switching options when you check your phone compatibility.

If T-Mobile isn't giving you the coverage you need, you still have a lot of options. Take a look at the best Verizon pay as you go plans or AT&T pay as you go plans.

CarrierBest for...MinsTextsDataPrice
Tello SIM Card - Best cheap T-Mobile pay as you go planTelloBudgetUnlimitedUnlimited1GB$10/mo
Mint Mobile SIM Card - Best T-Mobile pay as you go unlimited planMint MobileUnlimitedUnlimitedUnlimitedUnlimited$30/mo
Ting SIM Card - Best T-Mobile pay as you go family planTingFamilyUnlimitedUnlimited5GB$25/mo
Red Pocket SIM Card - Best T-Mobile BYOP planRed PocketBYOPUnlimitedUnlimited3GB$20/mo
US Mobile SIM Card - Best T-Mobile prepaid data only planUS MobileData only004GB$15/mo
Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.