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Best No Contract Cell Phone Plans of 2021

Compare the cheapest no contract phone plans

Check Coverage

In these uncertain times, the last thing you need is to be tied down by an expensive phone contract.

Switch to a no-contract plan today and feel the freedom. It's simple. Pick features you need, pay for what you use. If you're still not sure switch carriers again.

We figure it's a win-win. Pay less, without any sacrifices and change plans when you want.

Best no contract plans of 2021

Cheapest Cell Phone Plans

Tello - Best cheap no contract phone plan

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Tello SIM Card - Best cheap no contract phone planTello SIM Card - Best cheap no contract phone plan
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$7.50/mo*
* 25% Off for 6 Months
Editors Take
5 / 5

Prepaid plans are great if you know how much you use your cell each month. Pay in advance for a set amount of talk, text and data. Avoid an unpleasant bill-shaped surprise at the end of the month. Tello operates on the Sprint network and in their own words, their plans are crazy affordable. We absolutely agree.

Read our full Tello review

Plans
PlanMinutesTextsDataPrice

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$6*

* 25% Off for 6 Months

Tello 1GB Data

Unlimited

Unlimited

1GB

$7.50*

* 25% Off for 6 Months

Tello 2GB Data

Unlimited

Unlimited

2GB

$10.50*

* 25% Off for 6 Months

Tello 4GB Data

Unlimited

Unlimited

4GB

$14.30*

* 25% Off for 6 Months

Tello 6GB Data

Unlimited

Unlimited

6GB

$18*

* 25% Off for 6 Months

Tello 8GB Data

Unlimited

Unlimited

8GB

$21.80*

* 25% Off for 6 Months

Tello Unlimited Data

Unlimited

Unlimited

Unlimited

$29.30*

* 25% Off for 6 Months
Features
Benefits

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Benefits

  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Cheapest Unlimited Data Plans

Mint Mobile - Best no contract unlimited data plan

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Mint Mobile SIM Card - Best no contract unlimited data planMint Mobile SIM Card - Best no contract unlimited data plan
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo*
* $90 for 3 months Service
Editors Take
4.5 / 5

You might have noticed we're not huge fans of unlimited data plans (because most of us only use 3-5GB.) But if you think you'd be completely stuck without it, the Mint Mobile unlimited plan is the best out there. Their unlimited coverage is powered by T-Mobile. You can also bring your own phone, or find great deals on the latest handsets.

Read our full Mint Mobile review

Plans
PlanMinutesTextsDataPrice

Mint Mobile 4GB Data

Unlimited

Unlimited

4GB

$15*

* $45 for 3 Months Service

Mint Mobile 10GB Data

Unlimited

Unlimited

10GB

$20*

* $60 for 3 Months Service

Mint Mobile 15GB Data

Unlimited

Unlimited

15GB

$25*

* $75 for 3 months Service

Mint Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$30*

* $90 for 3 months Service
Features
Benefits

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Benefits

  • Operates on the nationwide T-Mobile network

  • 7-day money-back guarantee

  • Prepaid - no contract, credit check, or activation fee

  • Bring your phone or buy a Mint Mobile device

  • Keep your phone number

  • Using your phone as a mobile hotspot is permitted

  • Free calling to Canada & Mexico, affordable rates to 160+ other locations

  • Flat-rate international roaming available as an add-on feature

  • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

Best Family Cell Phone Plans

Reach Mobile - Best no contract family plan

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Reach Mobile SIM Card - Best no contract family planReach Mobile SIM Card - Best no contract family plan
Minutes
Unlimited
Texts
Unlimited
Data
3 GB
Price
$15/mo*
* 50% Off for 3 Months
Editors Take
4 / 5

Family plans offer multiple lines for you and your loved ones. Ideally, it should offer unlimited text and talk so you can dodge unwanted fees. To get a great value plan for the whole family you'll need to know how much data you're all using and then tailor the plan to your family's needs. With great customer service, and super flexible options we like Reach Mobile family plans.

Read our full Reach Mobile review

Plans
PlanMinutesTextsDataPrice

Reach Mobile 3GB Data

Unlimited

Unlimited

3GB

$15*

Reach Mobile 8GB Data

Unlimited

Unlimited

8GB

$23*

Reach Mobile 12GB Data

Unlimited

Unlimited

12GB

$28*

Reach Mobile 20GB Data

Unlimited

Unlimited

20GB

$33*

* 50% Off for 3 Months

Features
Benefits

Pros

  • Socially conscious provider who gives back

  • 4G LTE network

  • Hotspot enabled

Cons

  • Small selection of handsets

  • Expensive high data plans

Benefits

  • Powered by the Verizon network

  • Service is postpaid with no credit check

  • Only upfront payment is shipping for SIM card

  • Bring your own compatible phone

  • Keep your phone number

  • Hotspot enabled on all plans

  • 24/7 customer support by phone or chat

Best 5G Phone Plans

Boost Mobile - Best no contract 5G plan

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Boost Mobile SIM Card - Best no contract 5G planBoost Mobile SIM Card - Best no contract 5G plan
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$5/mo*
* $5 Off First Month
Editors Take
3.5 / 5

If you're looking for the very fastest data speeds and have a 5G compatible phone, Boost Mobile plans include 5G at no additional cost. They're one of the best MVNOs for cheap 5G cell phone plans.

Read our full Boost Mobile review

Plans
PlanMinutesTextsDataPrice

Boost Mobile 1GB Data

Unlimited

Unlimited

1GB

$5*

* $5 Off First Month

Boost Mobile 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off First Month

Boost Mobile Unlimited

Unlimited

Unlimited

Unlimited

$35*

* $15 Off First Month
Features
Benefits

Pros

  • New upgraded network with DISH

  • No annual contract

  • Unlimited music streaming

Cons

  • Coverage in rural areas

Benefits

  • Owned by Dish and runs on T-Mobile's nationwide network

  • Prepaid service - no contract, credit check, or extra fees

  • Bring your own phone (GSM compatible) or choose from a wide selection of new phones

  • Mobile hotspot allowance with all plans

  • International service and roaming available as add-on packs

  • Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends

Best Talk & Text Only Plans

Ting - Best prepaid unlimited talk & text plan

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Ting SIM Card - Best prepaid unlimited talk & text planTing SIM Card - Best prepaid unlimited talk & text plan
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo*
* $5 extra per GB
Editors Take
4 / 5

Talk and text no contract plans are great if you want a phone that functions well, without any of the distracting stuff. Ting plans are ultra-dependable and cheap.

Read our full Ting review

Plans
PlanMinutesTextsDataPrice

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB

Ting 1GB Data

Unlimited

Unlimited

1GB

$15

Ting 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off for 6 Months

Ting Unlimited Data

Unlimited

Unlimited

Unlimited

$25*

* $20 Off for 3 Months

Ting 12GB Data

Unlimited

Unlimited

12GB

$30*

* $5 Off for 6 Months
Features
Benefits

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Benefits

  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

Best Cell Phone Plans for Seniors

Twigby - Best no contract phone plan for seniors

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Twigby SIM Card - Best no contract phone plan for seniorsTwigby SIM Card - Best no contract phone plan for seniors
Minutes
300
Texts
Unlimited
Data
1 GB
Price
$7.50/mo*
* 50% Off for 6 Months
Editors Take
4.5 / 5

Shopping for a senior cell phone plan for yourself or a family member? Twigby is powered by Sprint and Verizon and their rates are affordable to fit almost any budget. You start at a basic wireless phone service and can add more features for a smartphone. You or your loved one won't have to worry about paying for snazzy stuff that's not getting used.

Read our full Twigby review

Plans
PlanMinutesTextsDataPrice

Twigby Unlimited Talk & Text

Unlimited

Unlimited

0GB

$6.50*

Twigby 300 Mins & 1GB Data

300

Unlimited

1GB

$7.50*

Twigby 3GB Data

Unlimited

Unlimited

3GB

$10*

Twigby 5GB Data

Unlimited

Unlimited

5GB

$12.50*

Twigby 10GB Data

Unlimited

Unlimited

10GB

$17.50*

* 50% Off for 6 Months

Features
Benefits

Pros

  • No hotspot/tethering charges

  • International calling and texting

  • 4G LTE coverage

  • Exclusive deals and discounts as a Twigby customer

Cons

  • Limited handset selection

  • Not for the data hungry

Benefits

  • Runs on both the Verizon and Sprint networks

  • 30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)

  • Prepaid - no contracts, credit checks, or activation fees

  • Bring your CDMA device or choose from a modest selection of Twigby phones

  • Keep your own phone number

  • Use your phone and plan data as a mobile hotspot

  • Use your plan minutes to call Canada, China, and Mexico

  • Free international texting to over 180 countries

  • US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends

Best Cell Phone Plans for Kids

Red Pocket - Best no contract phone plan for kids

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Red Pocket SIM Card - Best no contract phone plan for kidsRed Pocket SIM Card - Best no contract phone plan for kids
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$10/mo
Editors Take
4.5 / 5

If you're in the market a cell phone plan for your kid, Red Pocket's are a reliable option. This award winning carrier offers smaller set-data plans. Keep track of how much data is being used each month.

Read our full Red Pocket review

Plans
PlanMinutesTextsDataPrice

Red Pocket 1GB Data

Unlimited

Unlimited

1GB

$10

Red Pocket 3GB Data

Unlimited

Unlimited

3GB

$19

Red Pocket 10GB Data

Unlimited

Unlimited

10GB

$30

Red Pocket 22GB Data

Unlimited

Unlimited

22GB

$40

Features
Benefits

Pros

  • Nationwide coverage

  • No contracts

  • Latest selection of phones

Cons

  • Account dashboard needs work

  • No 0% financing options on latest phones

  • Customer service

Benefits

  • Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon

  • Prepaid cell phone plans - no contract, credit check, or activation fees

  • Bring your own GSM or CDMA device and keep your phone number

  • Mobile hotspot/tethering allowed with your plan data

  • Free international calling to 70+ countries

  • Customer service available in English, Chinese, Filipino, and Spanish via chat or phone

Cheapest Phone Plans for One Person

Pure Talk - Best individual no contract phone plan

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Pure Talk SIM Card - Best individual no contract phone planPure Talk SIM Card - Best individual no contract phone plan
Minutes
Unlimited
Texts
Unlimited
Data
4 GB
Price
$18.75/mo*
* 25% Off for 3 Months
Editors Take
4 / 5

The large networks only offer the best deals if you buy 4 or 5 lines together. This is not suitable for a lot of people, so if you're looking for the cheapest phone plan for one person, Pure Talk plans are a great choice.

Read our full Pure Talk review

Plans
PlanMinutesTextsDataPrice

Pure Talk 2GB Data

Unlimited

Unlimited

2GB

$15*

Pure Talk 4GB Data

Unlimited

Unlimited

4GB

$18.75*

Pure Talk 6GB Data

Unlimited

Unlimited

6GB

$22.50*

Pure Talk 10GB Data

Unlimited

Unlimited

10GB

$26.25*

Pure Talk 20GB Data

Unlimited

Unlimited

20GB

$33.75*

Pure Talk Unlimited Data

Unlimited

Unlimited

Unlimited

$41.25*

* 25% Off for 3 Months

Features
Benefits

Pros

  • 4G LTE coverage

  • Multi-month discounts

  • US based customer service

Cons

  • No 0% finance plans for new phones

  • May slow speeds at busy times

Benefits

  • Service provided on the AT&T network

  • Prepaid service - no contract, credit check, or activation fee

  • 30-day risk-free guarantee on plans- cancel within your first 30 days or 500 minutes/500 MB of data to receive a refund for your plan charges

  • Bring your own compatible GSM phone or buy a PureTalk USA phone

  • Keep your phone number

  • Mobile hotspot/tethering permitted

  • International calling available as an add-on calling card

  • Customer support available by phone 9am - 10pm EST weekdays and 12pm - 9pm weekends

Best Mobile Hotspot Plans

US Mobile - Best no contract hotspot plan

Powered by:
US Mobile SIM Card - Best no contract hotspot planUS Mobile SIM Card - Best no contract hotspot plan
Minutes
0
Texts
0
Data
2 GB
Price
$10/mo
Free Starter Kit with code: MSPUSM
Editors Take
4.5 / 5

Mobile hotspots tether internet powered by your smartphone, or another pocket sized device. Take the stress out of unreliable home Wi-Fi and stay connected when you're out and about. We like this plan from US Mobile. All their plans are designed to save you money.

Read our full US Mobile review

Plans
PlanMinutesTextsDataPrice

US Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10

US Mobile 1GB Data

Unlimited

Unlimited

1GB

$12

US Mobile 5GB Data

Unlimited

Unlimited

5GB

$15

US Mobile 12GB Data

Unlimited

Unlimited

12GB

$20

US Mobile 18GB Data

Unlimited

Unlimited

18GB

$25

US Mobile 30GB Data

Unlimited

Unlimited

30GB

$30

US Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$45

Free Starter Kit with code: MSPUSM

Features
Benefits

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Benefits

  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

The best no contract phone plans in June

Check Carrier Coverage

No contract phone plan benefits

By switching to a Mobile Virtual Network Operator, or MVNO, you're giving yourself a ton of freedom. Freedom to switch whenever you want, freedom from contracts, and financial freedom. It's just a few of the reasons why we love them.

Want to stay on the same network, keep your phone and number, get more flexibility and save your money? No contract plans from smaller carriers give you all this, and more.

Whether you're looking for coverage from T-Mobile, AT&T or Verizon's network, you'll be able to find this with an alternative carrier. The cheap cell phone plans they provide include everything you need.

  • Same great nationwide coverage: Operating on the very same networks as the big guys, alternative cell phone carriers give you the coverage you can rely on.

  • Much lower prices: Save up to $600 per year on your cell phone plan. How come MVNOs are cheaper? They don't have the huge overhead and advertising costs the big guys do.

  • No contracts: You can forget getting stuck in a two-year agreement. You decide when to switch carriers with a no contract phone plan.

  • Same cell phone service: You may be paying less, but this doesn't mean you're sacrificing great features. You can find unlimited everything plans easily. Usually, a no contract cell phone plan comes with unlimited talk and text as standard, high speed data, and mobile hotspot data features.

  • Keep your phone and number: Bring your own phone, keep your phone number and cut out pricey device payments.

  • Customize your plan: There's a huge amount of choice. Decide how much data you need, opt for unlimited or no data, unlimited data plans come at a much better price with an alternative carrier. Choose to pay as you go, minimal minutes, or unlimited talk text and data. You can pick a plan to fit your budget and your usage - not one your carrier says you need.

  • Great customer support: Happy customers are what smaller mobile providers want. And they're known for giving them their full attention. You can forget feeling like an anonymous number, lost in the crowd. Check our carrier user reviews before switching.

Saving Example

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $480 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

T-Mobile

T-Mobile 4G LTE

Unltd*

$60/mo

$720/yr

Mint Mobile

T-Mobile 4G LTE

10GB

$20/mo

$240/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$40/mo$480/yr

No contract phone plan features

  • 4G LTE data speeds: MVNOs operate on the big cellular networks, so you pay less without sacrificing speed. As the big networks roll out 5G, more smaller carriers are able to offer 5G coverage too. So you can expect the same high-speed data.

  • Unlimited talk and text messaging: It's never been easier to find a new unlimited plan. Pretty much all no contract carriers include unlimited text and calls as standard with plans. Compare cheap talk and text plans with or without data.

  • International calls to Canada and Mexico: Keeping in touch with loved ones around the world has never felt more important, making international calling a must-havefeature. Luckily MVNOs offer some of the best international phone plans, including free calling to countries like Canada and Mexico, plus discounted rates or affordable add ons for other countries.

  • Multiline discounts: If you're used to your multi-line plan, low-cost carriers have got you. They offer the cheapest family cell phone plans out there. With many, you'll get a multiline discount for each line addded.

  • Wi-Fi calling: If you're stuck for signal, or out of your service area when out and about, you can still make calls using this feature. With this feature calls are made over the internet instead of your cellular connection.

  • Tethering/hotspot data: Many low-cost carriers allow you to turn your phone into a hotspot and get another device online. Pick an MVNO with the best mobile hotspot plans and share your mobile hotspot data with other devices.

  • HD video streaming: Just like the big guys, some of these alternative carriers offer HD video streaming and some don't. Our articles cover which features do and don't come with a plan.

No contract carrier coverage

Which no contract carrier is best for you? The answer massively depends on which network gives you the best coverage where you are.

You'll choose between a GSM carrier (powered by T-Mobile and AT&T) or a CDMA carrier (piggybacking on Verizon Wireless), you'll enjoy the national coverage you'd expect from the big carriers.

Network performance ratings

NETWORK

OVERALL

RELIABILITY

SPEED

DATA

CALL

Verizon Coverage

95

96

94

96

94

AT&T Coverage

94

94

95

96

92

T-Mobile Coverage

86

88

82

89

82

Source: Rootmetrics

Best no contract carriers by network

If 5G is a dealbreaker, some MVNOs already offer 5G phone plans. Just make sure you have a 5G compatible phone. In the meantime, you'll still get 4G coverage, bringing home-internet speeds to your phone.

Find Cheap Cell Phone Plans in Your Area

No contract carrier customer service

It's a myth that customer care is worse with an alternative carrier. On average MVNOs score much, much higher for customer satisfaction than big networks. Take a look at the comparison chart here to see what we're getting at.

CARRIER

TRUSTPILOT USER RATING

Reach Mobile

4.9

Tello

4.6

US Mobile

4.6

T-Mobile

1.5

Verizon

1.3

AT&T

1.2

No contract phone plan types

  • Unlimited plans: Most no contract plans will come with unlimited talk and text as standard. And unlimited data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans will save serious money switching to an MVNO alternative. Check out some of the cheapest unlimited data plans out there. And if you're not sure how much data you need we've got a data usage calculator.

  • Basic plans: Only use a cell phone to make a few calls, send a couple of messages and rarely go online? Opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and around 2GB of data. If you run out of anything, it's usually very easy to add on more.

  • Family plans: If you're used to a plan giving you four lines or more, most MVNOs also offer group plans. Compare the cheapest family phone plans.

  • Bring your own device plans: BYOD plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan.

  • Single line plans: You don't have to pay a premium rate for one line. In fact, people switching from a multi line plan find it's cheaper to switch to single line plans from an MVNO. Find the best phone plans for individuals.

  • Talk and text only plans: Do you (or a loved one) need a basic phone plan? If you don't need data, these plans are ideal. Compare cheap talk and text plans and save a ton of money opting out of data.

  • Tablet plans: It's not just no contract cell phone plans you'll find from these carriers. Find the cheapest data plan for your tablet or iPad.

  • Kids plans: MVNOs offer the best phone plans for kids. You can manage the plan to include exactly what you want your child to have.

  • Senior plans: Senior citizens often have different cell phone needs. Compare cheap cell phone plans for seniors and find the perfect match.

Pros and cons of no contract phone plans

Pros

  • Contract free: not a fan of long-term cell phone commitment? It's not necessary with a no contract plan. You can month to month, then if your needs change either amend your plan or leave at any time. Don't worry about early termination fees.

  • Plans to fit you: customize your plan to suit you. Decide how much data you want, and find plans with additional features to suit the way you use your cell phone.

  • Cheaper plans: saving money feels good, and MVNOs help you do just that. Their plans give the features you need, plus network coverage from one of the three major carriers at a great price. They can offer this as they don't have the expensive overheads from physical stores or maintenance costs that go with running a big network. They pass these savings on to you.

Cons

  • Deprioritization: because MVNOs run on the major telecom networks, at busy times, sometimes data speeds can be slowed to avoid congestion.

  • Miss out on multi-month discounts: Some alternative carriers, such as Mint Mobile, do 3 or 6 month plans. There's less flexibility with these plans, but signing up for multiple months means you get a discounted rate. It's worth weighing this up.

What to look for when comparing plans

Of all the no contract plans we've covered, only a handful will be a perfect fit. With so many features to compare all the choice can be overwhelming.

We've got you.

Money Saving Pro we're big into breaking down the most up-to-date industry knowledge. And we've built tools to give you a clearer idea of how you're using your phone, because knowing which features you really need will help narrow your search.

Here're some things to consider when comparing plans.

Coverage

It's a total, complete myth that coverage is worse with a smaller carrier. Alternative carriers use the exact same network infrastructure as the big guys. Your plan will be powered by the same towers, giving you the same coverage. Switching won't mean you get poorer quality service.

You might already love the coverage from your current provider. This will help narrow down the search. If your chosen carrier is T-Mobile or Sprint, AT&T or Verizon, there are heaps alternatives operating on each of these larger networks.

Not happy with your coverage? Put your ZIP code into our coverage checker to see which carrier will give you the best service.

Data allowance

Knowing how much data you need will help you whittle down your options, getting you closer to finding the perfect no contact plan. You might be pleasantly surprised you don't need to pay more for unlimited. Savings go up with a set data plan.

If you use your cell phone regularly to stream HD video, or as a mobile hotspot, opting for a larger data allowance makes sense. Many online only carriers have unlimited plans. Red Pocket, Tello, US Mobile, and Mint Mobile to name a few. Enjoy the same data speeds you'd expect from a big network with these smaller carriers.

We're not fans of unlimited data plans though.Use our data calculator to see how much you actually need. We don't see the sense in paying a premium for something you're not going to use. Most people only burn through 3 to 5GB a month. Opting for a set-data plan will save you more.

Carrier

There's a huge range of carriers. You may have heard names like Cricket Wireless or Metro by T-Mobile, but we're willing to bet you won't have heard all the names of great carriers on offer out there. We're here to help you whittle down the search, so you can find the perfect provider.

Alternative carriers have customers at the heart of what they do, you can find one that supports causes you believe in. For example, Republic Wireless financially supports conservative initiatives, such as second amendment rights programs. CREDO Mobile uses a portion of their profit to fund projects around economic, climate and civil rights issues.

Perks and add ons

It's not just the big guys offering additional perks. No contract carriers can offer bonuses and features as standard, or low cost add ons. Unlimited talk and text comes with most, some carriers offer sign-up bonuses, multi-month discounts, or cashback guarantees (always read the fine print on these). Other carriers have additional add ons that come at an additional cost, so you can add on advanced international features like unlimited international minutes.

Number of lines

Deciding whether you want to switch a single line, or multiple lines will help you to narrow down your comparison search. Many, but not all, alternative carriers offer multi line plans.

Some, like Mint Mobile, come with an intuitive app for you to manage all of these accounts. Switching multiple lines from your current carrier to a low cost alternative is seamless.

Let's look at why the big guys offer multi line plans. It's so they can get away with advertising lower prices, but these discounts only come when you add more lines. With a no contract carrier you're already getting a much better price on a single line plan. It's worth seeing how much you'd save switching all lines over to individual plans.

No contract phone plans comparison chart

Carrier

Network

Minutes

Texts

Data

Price

Tello

T-Mobile

Unltd

Unltd

1GB

$7.50** 25% Off for 6 Months

Reach Mobile

Verizon

Unltd

Unltd

3GB

$15** 50% Off for 3 Months

Ting

T-Mobile & Verizon

Unltd

Unltd

Unltd

$25** $20 Off for 3 Months

Mint Mobile

T-Mobile

Unltd

Unltd

10GB

$20** $60 for 3 Months Service

Twigby

Verizon & Sprint

300

Unltd

1GB

$7.50** 50% Off for 6 Months

How to pick the right plan

After comparing all these no contract carriers you're still not sure, we're here to make choosing a seamless. There's no one size fits all when it comes to a no contract phone plan, but there are things you can look at to find the best fit for you.

Look at how you use your phone

First things first, ask what you need from a cell phone plan. Basic plans are great if you rarely your device, maybe you make a few calls and send a limited number of text messages a month. Perhaps you have loved ones abroad? There's a load of international options, such as unlimited international calling. Some carriers will include as many as 200 countries, including Mexico and Canada.

Decide if it's necessary to have unlimited everything, or if you can go for a set amount of data and save more.

What's your budget

Set a limit for how much do you want to spend each month, then find a plan to suit that. MVNOs offer a variety of cheap plans that still provide the same benefits you'll find from the big guys.

Unlimited everything isn't for everyone

Most plans from the major carriers offer unlimited data, but it's worth checking your usage first. Most people use 3 to 5GB of data a month. Set data plans give you the financial freedom to only pay for what you need.

If totally unlimited is the way for you to go, Ting, Tello, and PureTalk all offer great unlimited data plans. Always be sure to check how much data you're really getting. Unlimited doesn't mean unlimited. It means a lot. You'll usually get around 15 GB of high speed data. Once you've burned through your data allotment that, you get unlimited data at 2G speeds.

Best is personal

What works for you won't work for most. The carriers you'll find on our site know that too.

There's no single best plan. For some, basic plans are the way to go, for others, it could be a feature-packed family plan with four lines and plenty of high-speed data for streaming video. You'll find a gigantic selection from MVNOs to suit, whatever you're looking for.

Switching to a no contract carrier

It's easy to switch to a no contract carrier. Let's break it down into three simple steps.

  1. Customize your plan. Choose a plan to suit your cell phone needs.

  2. Prepare to make the switch. Pay old bills and get your phone unlocked.

  3. Set up your new plan. Keep your current account open until your number has ported over. Once you're sure your new plan is up and running, cancel the old one. New devices will come ready to go and transferring data from one to another is usually seamless. If you're bringing your own phone you'll need to follow the instructions with the SIM card kit that will be sent to you in the post.

Bring your own phone and save even more

Who doesn't love simple? The great thing about MVNOs is that switching carriers and keeping your own device is just that. Simple.

You need an unlocked phone, so your current carrier will have released it for use on another network. Once you've checked with your new provider about phone compatibility the rest is a breeze.

Most low-cost carriers simply provide you with a prepaid SIM card. Pop it into your phone and follow the instructions. Make sure you don't cancel your current phone plan until you've ported your phone number over to the new carrier to avoid any hitches and hurdles.

No contract cell phone companies list

AT&T

T-Mobile

Verizon

Red Pocket

Mint Mobile

Twigby

Pure Talk

Ultra Mobile

US Mobile

h2o Wireless

US Mobile

Ting

Good2Go Mobile

Ting

Red Pocket

Unreal Mobile

Tello

Reach Mobile

Cricket Wireless

Red Pocket

Visible

Straight Talk

Boost Mobile

Spectrum Mobile

FreeUP Mobile

GoSmart Mobile

Total Wireless

Altice Mobile

Republic Wireless

Xfinity Mobile

Freedompop

Simple Mobile

CREDO Mobile

Lycamobile

Affinity Cellular

Selectel Wireless

GreatCall

Gen Mobile

yahoo! Mobile

Wing

easyGO Wireless

Speedtalk Mobile

Best no contract cell phones

Want to upgrade your phone? No problem. Smaller carriers offer some great money-saving options:

  • Buy a new phone from the carrier: More and more MVNOs are offering a selection of phones, from the latest iPhones to super basic and affordable devices. Some will give you the choice of making device payments instead of paying all at once. We've gathered the best cell phone deals for you to compare in one place.

  • Buy a used cell phone: Rather own your phone outright? Compare refurbished phone deals and save more than 50% on top models in great condition.

Compare no contract iPhone prices

Phone

AT&T

Verizon

T-Mobile

Unlocked

iPhone 11

$349

$599

$599

$349

iPhone 11 Pro

$649

$899

$899

$649

iPhone 11 Pro Max

$749

$999

$999

$749

iPhone 12

$579

$829

$829

$579

iPhone 12 mini

$479

$729

$729

$479

iPhone 12 Pro

$749

$999

$999

$749

iPhone 12 Pro Max

$849

$1,099

$1,099

$849

iPhone SE

$149

$399

$359

$149

iPhone XR

-

$499

$499

$499


No contract phone plans FAQs

Which is the best no contract cell phone service?

With low-cost carriers you can tailor a plan to your needs. Decide what features you can't live without. Do you need unlimited data? Then compare the best cell phone plans.

Which cell phone carrier has no contract?

All MVNOs offer no contract plans. This is one of the many benefits of these alternative carriers. With no contract you have the flexibility to amend your plan or leave at any time.

Which carrier has the cheapest unlimited plan?

Not all low-cost carriers offer unlimited data. But we think PureTalk's plan is a great place to start. If you're not sure this is for you check out the other carriers providing unlimited plans.

What is the cheapest cell phone plan for one person?

There are many single line plans with alternative low-cost carriers. But Mint Mobile is one of the best. They offer a discount if you commit to 3 or more months.


Recap

Dodge rising costs of cell phone plans and escape from restrictive contracts. Don't sacrifice the cellular coverage you know and trust, and get all the features you need. Each alternative carrier will offer something different.

We've got the knowledge and know how to help you find the perfect fit. Tailor your plan toward your specific needs. Finding that best no contract cell phone plan has never been easier.

MoneySavingPro methodology

We're here to bring transparency to telecoms, putting power back in your hands. This guides everything we do.

  • We've got high standards. We use our industry expertise to find carriers that reach these standards. We all deserve the best value for money, choice and customer experience.

  • We care about accuracy. MoneySavingPro is run by cell phone geeks and money saving obsessives. Our content team researches everything thoroughly so that information you read here will give you the whole picture. Everything we do is backed up by the data.

  • We keep things simple. It's our job to break down what you need to know, so you can make informed choices.

Carrier

Best for...

Mins

Texts

Data

Price

Tello SIM Card - Best cheap no contract phone planTello

Budget

Unlimited

Unlimited

1GB

$10/mo

Mint Mobile SIM Card - Best no contract unlimited data planMint Mobile

Unlimited

Unlimited

Unlimited

Unlimited

$30/mo

Reach Mobile SIM Card - Best no contract family planReach Mobile

Family

Unlimited

Unlimited

3GB

$30/mo

Boost Mobile SIM Card - Best no contract 5G planBoost Mobile

5G

Unlimited

Unlimited

1GB

$10/mo

Ting SIM Card - Best prepaid unlimited talk & text planTing

Talk & Text

Unlimited

Unlimited

0GB

$10/mo

Twigby SIM Card - Best no contract phone plan for seniorsTwigby

Seniors

300

Unlimited

1GB

$16/mo

Red Pocket SIM Card - Best no contract phone plan for kidsRed Pocket

Kids

Unlimited

Unlimited

1GB

$10/mo

Pure Talk SIM Card - Best individual no contract phone planPure Talk

Individuals

Unlimited

Unlimited

4GB

$25/mo

US Mobile SIM Card - Best no contract hotspot planUS Mobile

Hotspot

0

0

2GB

$10/mo

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

The Best Prices on the Best Networks