The Best No-Contract Phone Plans

Compare the best no contract cell phone plans & prices

Best Sprint Plan
4GB LTE Data
$19 per month
Best T-Mobile Plan
8GB LTE Data
$20 per month
Best AT&T Plan
5GB LTE Data
$30 per month
Best Verizon Plan
5GB LTE Data
$45 per month
Cheap No Contract Plans Starting at $10/mo - Compare Now

What are the Best Phone Plans Without a Contract?

Rob Webber

By Rob Webber

Founder

Last Updated:

Looking for a great wireless plan that doesn't tie you down?

You have more options than you might think in terms of no-contract phone plans.

Find Cheap Cell Phone Plans in Your Area

Due to growing competition in the wireless industry prices are better than ever - and best of all, these amazing deals come with no commitments.

I'm going to show you to save 50% on your mobile phone service without giving up the quality and network coverage that you're used to.

The Best No Contract Phone Plans of February 2020

The Best No Contract Phone Plans
Switch Carriers & Save $600 per year - Calculate Your Savings

No Contact Phone Plan Comparison Chart

CarrierNationwide Coverage4G LTE DataPrice
TelloSprint 4G LTE4GB$19
Mint MobileT-Mobile 4G LTE8GB$20
PureTalk USAAT&T 4G LTE5GB$30
Reach MobileVerizon 4G LTE5GB$45

Best No Contract Sprint Plan: Tello

Pros

  • Flexible plans up to 10 GB of high-speed data
  • Free texting with all plans
  • Change your plan any time
  • Unlimited 2G data

Cons

  • Only CDMA or global phones compatible
  • No unlimited data plan

Best Value No Contract Plan: Tello 4GB

Tello
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:4 GB4G data
Tello is powered by:Sprint
Tello SIM Card
NetworkSprint
Data Speed4G LTE
3G NetworkCDMA
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico, Canada & China
Money Back GuaranteeYes - 3 days

Best Cheap No Contract Plan: Tello 1GB

Tello
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:1 GB4G data
Tello is powered by:Sprint
Tello SIM Card
NetworkSprint
Data Speed4G LTE
3G NetworkCDMA
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico, Canada & China
Money Back GuaranteeYes - 3 days

Sprint National 4G LTE Coverage Without Sprint Prices

Sprint Coverage Map

Sprint vs Tello Price Comparison

Keep your Sprint phone, number & coverage: Save $492 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
SprintSprint 4G LTEUnltd*$60/mo$720/yr
TelloSprint 4G LTE4GB$19/mo$228/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$41/mo$492/yr

Best No Contract T-Mobile Plan: Mint Mobile

Pros

  • Simple, affordable plans
  • Free text and talk with all plans
  • Unlimited 2G data
  • Free SIM card kit

Cons

  • Only GSM or global phones compatible
  • Only sold in lots of 3, 6, or 12 months
  • No unlimited data plan

Best Value No Contract Plan: Mint Mobile 8GB

Mint Mobile
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:8 GB4G data
Mint Mobile is powered by:T-Mobile
* $60 for 3 months service
Mint Mobile SIM Card
NetworkT-Mobile
Data Speed4G LTE
3G NetworkGSM
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - 3 mths prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico & Canada
Money Back GuaranteeYes - 7 days

Best Cheap No Contract Plan: Mint Mobile 3GB

Mint Mobile
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:3 GB4G data
Mint Mobile is powered by:T-Mobile
* $45 for 3 months service
Mint Mobile SIM Card
NetworkT-Mobile
Data Speed4G LTE
3G NetworkGSM
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - 3 mths prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico & Canada
Money Back GuaranteeYes - 7 days

T-Mobile National 4G LTE Coverage Without T-Mobile Prices

T-Mobile Coverage Map

T-Mobile vs Mint Mobile Price Comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
T-MobileT-Mobile 4G LTEUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G LTE8GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Best AT&T No Contract Plan: PureTalk USA

Pros

  • Good plan selection
  • Unlimited talk and text with all plans
  • Unlimited 2G data
  • Clean, user-friendly website

Cons

  • No unlimited data plan
  • International calling requires add-on calling card

Best Value No Contract Plan: PureTalk USA 5GB

PureTalk USA - 5GB Data PlanMSP Exclusive: 25% off the first 3 months
PureTalk USA
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:5 GB4G data
PureTalk USA is powered by:AT&T
* 25% off the first 3 months
PureTalk USA SIM Card
NetworkAT&T
Data Speed4G LTE
3G NetworkGSM
Mobile Hotspotn/a
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International Callsn/a
Money Back Guaranteen/a

Best Cheap No Contract Plan: PureTalk USA 1GB

PureTalk USA - 1GB Data PlanMSP Exclusive: 25% off the first 3 months
PureTalk USA
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:1 GB4G data
PureTalk USA is powered by:AT&T
* 25% off the first 3 months
PureTalk USA SIM Card
NetworkAT&T
Data Speed4G LTE
3G NetworkGSM
Mobile Hotspotn/a
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International Callsn/a
Money Back Guaranteen/a

AT&T National 4G LTE Coverage Without AT&T Prices

AT&T Coverage Map

AT&T vs PureTalk USA Price Comparison

Keep your AT&T phone, number & coverage: Save $562 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
AT&TAT&T 4G LTEUnltd*$75/mo$900/yr
PureTalk USAAT&T 4G LTE5GB$30/mo$338/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$562/yr

Best Verizon No Contract Plan: Reach Mobile

Pros

  • Good pricing for lower data users
  • Unlimited talk and text
  • Unlimited data plan available
  • User-friendly website and app

Cons

  • No international service
  • Does not sell devices
  • Expensive for heavy data users

Best Value No Contract Plan: Reach Mobile 5GB

Reach Mobile - 5GB Data Plan$15 Discount with Code: MSP153
Reach Mobile
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:5 GB4G data
Reach Mobile is powered by:Verizon
* $15 discount for first 3 months with promo code: msp153
Reach Mobile SIM Card
NetworkAT&T, Verizon
Data Speed4G LTE
3G NetworkGSM & CDMA
Mobile Hotspotn/a
Bring Your PhoneYes
Keep Your NumberYes
ContractNo
Credit CheckNo
Customer Service24/7
International Callsn/a
Money Back Guaranteen/a

Best Cheap No Contract Plan: Reach Mobile 3GB

Reach Mobile - 3GB Data Plan$15 Discount with Code: MSP153
Reach Mobile
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:3 GB4G data
Reach Mobile is powered by:Verizon
* $15 discount for first 3 months with promo code: msp153
Reach Mobile SIM Card
NetworkAT&T, Verizon
Data Speed4G LTE
3G NetworkGSM & CDMA
Mobile Hotspotn/a
Bring Your PhoneYes
Keep Your NumberYes
ContractNo
Credit CheckNo
Customer Service24/7
International Callsn/a
Money Back Guaranteen/a

Verizon National 4G LTE Coverage Without Verizon Prices

Verizon Coverage Map

Verizon vs Reach Mobile Price Comparison

Keep your Verizon phone, number & coverage: Save $465 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
VerizonVerizon 4G LTEUnltd*$80/mo$960/yr
Reach MobileVerizon 4G LTE5GB$45/mo$495/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$35/mo$465/yr

Best Overall No Contract Plan: Mint Mobile

Best Value No Contract Plan: Mint Mobile 8GB

Mint Mobile
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:8 GB4G data
Mint Mobile is powered by:T-Mobile
* $60 for 3 months service
Mint Mobile SIM Card
NetworkT-Mobile
Data Speed4G LTE
3G NetworkGSM
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - 3 mths prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico & Canada
Money Back GuaranteeYes - 7 days

Key Factors to Consider When Choosing a No Contract Cell Phone Plan

Here are a few factors to consider to help you decide on the plan that fits your needs:

  1. Coverage: Check out cell phone coverage maps so that you can choose a carrier that has a strong 4G LTE signal in your area. Don't forget to take into account any areas to which you travel frequently.
  2. Cost: Some carriers offer a better deal for high data users while others focus on smaller basic plans.
  3. Number of lines: If you need more than one line you'll want to compare family plans to find the best deal.
  4. Features: Each carrier offers something a little different in terms of extras. You can find no contract phone plans with international calling, mobile hotspot usage, and add-ons like more data.
  5. Device: No contract cell phone plans often require you to bring your own phone. Compatibility depends on whether your new carrier uses a GSM or CDMA network. AT&T and T-Mobile use GSM phones and Sprint and Verizon use CDMA.

Get the Biggest Savings With MVNOs

Mobile Virtual Network Operators (MVNOs) buy or lease extra network capacity from the big four wireless carriers. These smaller mobile providers are able to sell that service to you at a discount because they don't have the high overhead that the major carriers have.

Advantages of MVNOs:

  • The same nationwide 4G LTE networks as the major carriers.
  • Cheaper prices.
  • Custom plans that let you pick exactly what you pay for.
  • Great customer service.
  • No contracts, credit checks, or overage fees.
  • Easy signup process by simply ordering a new SIM card.

How No-Contract Phone Plans Save You Money

There are a couple ways this option saves you money:

  1. Customization: By picking and choosing just what you need - and nothing more - you pay only for the elements of the service that you're actually going to use. This alone can save you hundreds of dollars per year.
  2. Flexibility: Unhappy with your choice of mobile providers? You can switch carriers any time you want. You're not roped into paying higher prices than you want while you wait for your contract to expire.

Best Unlimited Talk & Text Only Plans: Tello

Tello
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:0 GB4G data
Tello is powered by:Sprint
Tello SIM Card
NetworkSprint
Data Speed4G LTE
3G NetworkCDMA
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico, Canada & China
Money Back GuaranteeYes - 3 days

Tello operates using the Sprint network. There are plenty of customization options with Tello unlimited talk and text plans. Choose no data (Wi-Fi only) all the way up to 10 GB of high-speed data.

You also get these perks:

  • Tethering using your plan data.
  • Included calling to Canada, China, and Mexico.
  • No extra fees.
  • Optional international add-on service.

Best Unlimited Data Plan: Tello

Tello
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:Unlimited4G data
Tello is powered by:Sprint
Tello SIM Card
NetworkSprint
Data Speed4G LTE
3G NetworkCDMA
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico, Canada & China
Money Back GuaranteeYes - 3 days

Have you calculated your data usage and decided that an unlimited data plan is your best bet?

Tello's unlimited data plan includes everything from unlimited calling, texts, and data to data hot-spotting, conference calling and voicemail transcription - and all for almost half of what you're paying with the big four networks.

Best Family Plan: Mint Mobile

Mint Mobile
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:8 GB4G data
Mint Mobile is powered by:T-Mobile
* $60 for 3 months service
Mint Mobile SIM Card
NetworkT-Mobile
Data Speed4G LTE
3G NetworkGSM
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - 3 mths prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico & Canada
Money Back GuaranteeYes - 7 days

Mint Mobile (formerly Mint SIM) runs on the T-Mobile network. Mint is unique in that it offers a bulk discount on its prepaid plans. Instead of monthly plans, Mint sells service in lots of three, six, or 12 months. The more you buy, the deeper the discounts. That essentially amounts to a loyalty reward plan, which - let's face it - is unheard of in the cell phone industry.

Mint Mobile plans are pretty simple. All come with unlimited talk and text. There are three data buckets - 2GB, 5GB, and 10GB. Need more? Add data or international service to any plan.

Best Cheap Phone Plan for Kids: Mint Mobile

Mint Mobile
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:3 GB4G data
Mint Mobile is powered by:T-Mobile
* $45 for 3 months service
Mint Mobile SIM Card
NetworkT-Mobile
Data Speed4G LTE
3G NetworkGSM
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - 3 mths prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico & Canada
Money Back GuaranteeYes - 7 days

What we love about Mint as a cell phone plan for kids is that they take the fussiness out of the whole process.

The 2 GB option is perfect for younger kids who need a phone to contact you, yet you won't feel the pinch of data overages. The 5 GB plan is great for teens - plenty of data for all that streaming and social media interaction, but still ridiculously affordable.

Best Phone Plan for Seniors: Twigby

Twigby - 500 Mins & 1GB DataPromo Code: MONEYSIM
Twigby
Mins:500minutes
Texts:Unlimitedtexts
Data:1 GB4G data
Twigby is powered by:VerizonSprint
* 25% off for the first 6 mths
Twigby SIM Card
NetworkVerizon & Sprint
Data Speed4G LTE
3G NetworkCDMA
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico, Canada & China
Money Back GuaranteeYes - 30 days

Shopping for a senior cell phone plan for yourself or a family member? Twigby may be just the answer. This Sprint and Verizon MVNO provides everything from basic wireless phone service to a 4 GB high-speed data plan for smartphone users.

As for talk minutes, you can choose from 200 up to unlimited calling. Global texting to over 180 countries is free. As far as Twigby's rates, they're affordable enough to fit almost any budget.

Best Cheap No-Contract Plan: Tello

Tello
Mins:Unlimitedminutes
Texts:Unlimitedtexts
Data:1 GB4G data
Tello is powered by:Sprint
Tello SIM Card
NetworkSprint
Data Speed4G LTE
3G NetworkCDMA
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico, Canada & China
Money Back GuaranteeYes - 3 days

Tello shines in the arena of cheapest no-contract phone plans. You put together the combination of features that work best for you, then watch the savings add up. Change things up any time you want. Enjoy calls to Canada, China, and Mexico using your plan minutes.

Whether you choose the bare minimum or go all out with the highest data bucket they offer, you'll still pay less than half of the average cell phone bill.

Best Tablet/Hotspot Data Only Plan: Tello

Tello
Mins:0minutes
Texts:0texts
Data:4 GB4G data
Tello is powered by:Sprint
Tello SIM Card
NetworkSprint
Data Speed4G LTE
3G NetworkCDMA
Mobile HotspotYes
Bring Your PhoneYes
Keep Your NumberYes
ContractNo - prepaid
Credit CheckNo
Customer Service24/7
International CallsYes - Includes Mexico, Canada & China
Money Back GuaranteeYes - 3 days

Yes, you can buy a data only plan from MVNOs. Tello is our favorite service provider for your tablets and other devices that don't need talk and text.

The big four charge as much as $10 a GB for data - that really adds up if you're streaming HD video or gaming on the go. Tello data only plans save you 50% for service on the same reliable networks.

Great Ways to Save on Your Next Smartphone

There's no reason your device can't be as budget-friendly as your cell phone plan. Instead of paying $30 a month for the shiniest new iPhone or Samsung Galaxy, try these money-saving options:

  • Bring your own phone: If you're upgrading every year or two just to do it, consider breaking that expensive cycle by using your current phone until it's truly outdated or worn out.
  • Buy a refurbished smartphone: Maybe you really want something new and different. No problem - choose from popular smartphones at half the retail price.

Finally, sell your old phone for some extra cash. Compare offers for the best deal.

Don't forget to unlock your phone from your current carrier so you can take it to your new one.

Recap

Going with a no-contract plan these days means saving money without sacrificing quality or quantity.

Get inspired to switch now by comparing cheap cell phone plans today.

Calculate Your Savings

Switch & Save:$600/yr

No Contract Cell Phone Plans FAQs

How do I switch to a no contract cell phone plan with another carrier?

Switching to an MVNO is smart, quick and simple. You don't have to buy a new device, since you can bring your own phone to the new carrier and you can keep your old number. All you need to do is order a prepaid SIM card and once you have that, you can switch your phone service in as little as 2-3 minutes.

Do these no contract cell phone plans have network coverage in my area?

All MVNO's are powered by at least one of the big 4's networks. In our comparison list of no contract cell phone plan we display the network options available with each plan. For example, if the plan says 'powered by Verizon', it means the carrier operates on the Verizon network and you'll receive exactly the same nationwide 4G LTE coverage that you would if you bought a plan from Verizon directly.

Can I keep my phone number when I switch to a new no contract cell phone plan?

Yes! It's easy to port your existing phone number to another carrier during the activation process.

Will a no contract cell phone plan with any carrier work with my phone?

Yes! Most unlocked smartphones that have a SIM card slot will work with your new no contract cell phone plan. If your phone is locked to a carrier you will need to contact your existing carrier to get it unlocked.

How do I check if my device is compatible with the no contract cell phone plan I want?

You can check your devices compatibility on the carriers website before you signup for a new no contract cell phone plan.

Is there a contract or credit check?

No. MVNO's work on a prepaid month-to-month basis, meaning there is no credit check or commitment, so you can switch to a new no contract cell phone plan whenever you like.

How does billing work these no contract cell phone plans?

All plans are prepaid with no contract. This means that you pay for 30 days when your plan starts, not afterwards. Most MVNO's allow AutoPay which ensures you'll automatically renew your plan every 30 days.

Can I share my no contract cell phone plan across multiple devices?

No. Each no contract cell phone plan is for one line and every device needs it's own line.

Do no contract cell phone plans allow tethering?

Yes, most no contract cell phone plan allow tethering but it will depend on the carrier and plan you select. Check the carrier site before signing up.

Do no contract cell phone plans offer international calling?

Yes, most MVNO's include calls to international countries. Be sure to check the carriers website for more details before you sign up.

Do MVNO's have a refund policy?

Most MVNO's offer a refund within 7 days if you are not satisfied with the no contract cell phone plan you selected. Check the carriers website for full details before you sign up.

Who should switch to a no contract cell phone plan?

MVNO's are perfect for anyone that is looking to save money on a no contract cell phone plan, without compromising on coverage, there's a customized plan suitable for everyone.

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