Key Factors to Consider When Choosing a No Contract Cell Phone Plan
Here are a few factors to consider to help you decide on the plan that fits your needs:
Coverage: Check out cell phone coverage maps so that you can choose a carrier that has a strong 4G LTE signal in your area. Don't forget to take into account any areas to which you travel frequently.
Cost: Some carriers offer a better deal for high data users while others focus on smaller basic plans.
Number of lines: If you need more than one line you'll want to compare family plans to find the best deal.
Features: Each carrier offers something a little different in terms of extras. You can find no contract phone plans with international calling, mobile hotspot usage, and add-ons like more data.
Device: No contract cell phone plans often require you to bring your own phone. Compatibility depends on whether your new carrier uses a GSM or CDMA network. AT&T and T-Mobile use GSM phones and Sprint and Verizon use CDMA.
Get the Biggest Savings With MVNOs
Mobile Virtual Network Operators (MVNOs) buy or lease extra network capacity from the big four wireless carriers. These smaller mobile providers are able to sell that service to you at a discount because they don't have the high overhead that the major carriers have.
Custom plans that let you pick exactly what you pay for.
Great customer service.
No contracts, credit checks, or overage fees.
Easy signup process by simply ordering a new SIM card.
How No-Contract Phone Plans Save You Money
There are a couple ways this option saves you money:
Customization: By picking and choosing just what you need - and nothing more - you pay only for the elements of the service that you're actually going to use. This alone can save you hundreds of dollars per year.
Flexibility: Unhappy with your choice of mobile providers? You can switch carriers any time you want. You're not roped into paying higher prices than you want while you wait for your contract to expire.
Tello's unlimited data plan includes everything from unlimited calling, texts, and data to data hot-spotting, conference calling and voicemail transcription - and all for almost half of what you're paying with the big four networks.
Mint Mobile (formerly Mint SIM) runs on the T-Mobile network. Mint is unique in that it offers a bulk discount on its prepaid plans. Instead of monthly plans, Mint sells service in lots of three, six, or 12 months. The more you buy, the deeper the discounts. That essentially amounts to a loyalty reward plan, which - let's face it - is unheard of in the cell phone industry.
Mint Mobile plans are pretty simple. All come with unlimited talk and text. There are three data buckets - 2GB, 5GB, and 10GB. Need more? Add data or international service to any plan.
The 2 GB option is perfect for younger kids who need a phone to contact you, yet you won't feel the pinch of data overages. The 5 GB plan is great for teens - plenty of data for all that streaming and social media interaction, but still ridiculously affordable.
Best Phone Plan for Seniors: Twigby
Shopping for a senior cell phone plan for yourself or a family member? Twigby may be just the answer. This Sprint and Verizon MVNO provides everything from basic wireless phone service to a 4 GB high-speed data plan for smartphone users.
As for talk minutes, you can choose from 200 up to unlimited calling. Global texting to over 180 countries is free. As far as Twigby's rates, they're affordable enough to fit almost any budget.
Tello shines in the arena of cheapest no-contract phone plans. You put together the combination of features that work best for you, then watch the savings add up. Change things up any time you want. Enjoy calls to Canada, China, and Mexico using your plan minutes.
Whether you choose the bare minimum or go all out with the highest data bucket they offer, you'll still pay less than half of the average cell phone bill.
How do I switch to a no contract cell phone plan with another carrier?
Switching to an MVNO is smart, quick and simple. You don't have to buy a new device, since you can bring your own phone to the new carrier and you can keep your old number. All you need to do is order a prepaid SIM card and once you have that, you can switch your phone service in as little as 2-3 minutes.
Do these no contract cell phone plans have network coverage in my area?
All MVNO's are powered by at least one of the big 4's networks. In our comparison list of no contract cell phone plan we display the network options available with each plan. For example, if the plan says 'powered by Verizon', it means the carrier operates on the Verizon network and you'll receive exactly the same nationwide 4G LTE coverage that you would if you bought a plan from Verizon directly.
Can I keep my phone number when I switch to a new no contract cell phone plan?
Yes! It's easy to port your existing phone number to another carrier during the activation process.
Will a no contract cell phone plan with any carrier work with my phone?
Yes! Most unlocked smartphones that have a SIM card slot will work with your new no contract cell phone plan. If your phone is locked to a carrier you will need to contact your existing carrier to get it unlocked.
How do I check if my device is compatible with the no contract cell phone plan I want?
You can check your devices compatibility on the carriers website before you signup for a new no contract cell phone plan.
Is there a contract or credit check?
No. MVNO's work on a prepaid month-to-month basis, meaning there is no credit check or commitment, so you can switch to a new no contract cell phone plan whenever you like.
How does billing work these no contract cell phone plans?
All plans are prepaid with no contract. This means that you pay for 30 days when your plan starts, not afterwards. Most MVNO's allow AutoPay which ensures you'll automatically renew your plan every 30 days.
Can I share my no contract cell phone plan across multiple devices?
No. Each no contract cell phone plan is for one line and every device needs it's own line.
Do no contract cell phone plans allow tethering?
Yes, most no contract cell phone plan allow tethering but it will depend on the carrier and plan you select. Check the carrier site before signing up.
Do no contract cell phone plans offer international calling?
Yes, most MVNO's include calls to international countries. Be sure to check the carriers website for more details before you sign up.
Do MVNO's have a refund policy?
Most MVNO's offer a refund within 7 days if you are not satisfied with the no contract cell phone plan you selected. Check the carriers website for full details before you sign up.
Who should switch to a no contract cell phone plan?
MVNO's are perfect for anyone that is looking to save money on a no contract cell phone plan, without compromising on coverage, there's a customized plan suitable for everyone.
The Best Prices on the Best Networks
All low-cost carriers are powered by the major US networks
Money Saving Pro believes everyone should be able to cut their bills and choose the best deal based on their individual requirements. While our site doesn't feature every carrier or provider available on the market, we're sure you'll be able to make significant savings from the information we provide and the free independent tools we create.
How can we provide this service for free? Our partners compensate us. This may influence which plans we compare and review and write about, but it does not effect our recommendations or advice, which are based on thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.