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Cheapest No Contract Phone Plans in 2021

Compare the best cheap no contract cell phone plans

Check Coverage

Fed up with the crazy high prices for your phone bill? We've got you covered.

We find the best deals with alternative cell phone companies that piggyback off the four major telecom networks; Verizon, AT&T, and T-Mobile.

With cheap cell phone plans that are half the cost, but with the same network you trust. We've put together some of the best of the bunch for you.

Best cheap no contract plans of 2021

Tello SIM Card - Cheapest no contract plan - TelloTello SIM Card - Cheapest no contract plan - Tello
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$7.50/mo*
* 25% Off for 6 Months
Editors Take
5 / 5
Plans
PlanMinutesTextsDataPrice

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$6*

* 25% Off for 6 Months

Tello 1GB Data

Unlimited

Unlimited

1GB

$7.50*

* 25% Off for 6 Months

Tello 2GB Data

Unlimited

Unlimited

2GB

$10.50*

* 25% Off for 6 Months

Tello 4GB Data

Unlimited

Unlimited

4GB

$14.30*

* 25% Off for 6 Months

Tello 6GB Data

Unlimited

Unlimited

6GB

$18*

* 25% Off for 6 Months

Tello 8GB Data

Unlimited

Unlimited

8GB

$21.80*

* 25% Off for 6 Months

Tello Unlimited Data

Unlimited

Unlimited

Unlimited

$29.30*

* 25% Off for 6 Months
Features
Benefits

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Benefits

  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Mint Mobile SIM Card - Cheapest no contract unlimited plan - Mint MobileMint Mobile SIM Card - Cheapest no contract unlimited plan - Mint Mobile
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo*
* $90 for 3 months Service
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

Mint Mobile 4GB Data

Unlimited

Unlimited

4GB

$15*

* $45 for 3 Months Service

Mint Mobile 10GB Data

Unlimited

Unlimited

10GB

$20*

* $60 for 3 Months Service

Mint Mobile 15GB Data

Unlimited

Unlimited

15GB

$25*

* $75 for 3 months Service

Mint Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$30*

* $90 for 3 months Service
Features
Benefits

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Benefits

  • Operates on the nationwide T-Mobile network

  • 7-day money-back guarantee

  • Prepaid - no contract, credit check, or activation fee

  • Bring your phone or buy a Mint Mobile device

  • Keep your phone number

  • Using your phone as a mobile hotspot is permitted

  • Free calling to Canada & Mexico, affordable rates to 160+ other locations

  • Flat-rate international roaming available as an add-on feature

  • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

Boost Mobile SIM Card - Cheapest no contract 5G plan - Boost MobileBoost Mobile SIM Card - Cheapest no contract 5G plan - Boost Mobile
Minutes
Unlimited
Texts
Unlimited
Data
5 GB
Price
$15/mo*
* $10 Off First Month
Editors Take
3.5 / 5
Plans
PlanMinutesTextsDataPrice

Boost Mobile 2GB Data

Unlimited

Unlimited

2GB

$9*

* $64 for 6 Months Service

Boost Mobile 5GB Data

Unlimited

Unlimited

5GB

$15*

* $10 Off First Month

Boost Mobile 2GB Data

Unlimited

Unlimited

2GB

$15

Boost Mobile 10GB Data

Unlimited

Unlimited

10GB

$35

Boost Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$35*

* $15 Off First Month
Features
Benefits

Pros

  • New upgraded network with DISH

  • No annual contract

  • Unlimited music streaming

Cons

  • Coverage in rural areas

Benefits

  • Owned by Dish and runs on T-Mobile's nationwide network

  • Prepaid service - no contract, credit check, or extra fees

  • Bring your own phone (GSM compatible) or choose from a wide selection of new phones

  • Mobile hotspot allowance with all plans

  • International service and roaming available as add-on packs

  • Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends

Ting SIM Card - Cheapest unlimited talk & text plan - TingTing SIM Card - Cheapest unlimited talk & text plan - Ting
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo*
* $5 extra per GB
Editors Take
4 / 5
Plans
PlanMinutesTextsDataPrice

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB

Ting 1GB Data

Unlimited

Unlimited

1GB

$15

Ting 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off for 6 Months

Ting Unlimited Data

Unlimited

Unlimited

Unlimited

$25*

* $20 Off for 3 Months

Ting 12GB Data

Unlimited

Unlimited

12GB

$30*

* $5 Off for 6 Months
Features
Benefits

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Benefits

  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

Red Pocket SIM Card - Cheapest no contract plan for kids - Red PocketRed Pocket SIM Card - Cheapest no contract plan for kids - Red Pocket
Minutes
Unlimited
Texts
Unlimited
Data
0.5 GB
Price
$10/mo
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

Red Pocket 500MB Data

Unlimited

Unlimited

0.5GB

$10

Red Pocket 3GB Data

Unlimited

Unlimited

3GB

$20

Red Pocket 10GB Data

Unlimited

Unlimited

10GB

$30

Red Pocket 22GB Data

Unlimited

Unlimited

22GB

$40

Red Pocket 50GB Data

Unlimited

Unlimited

50GB

$50

Features
Benefits

Pros

  • Nationwide coverage

  • No contracts

  • Latest selection of phones

Cons

  • Account dashboard needs work

  • No 0% financing options on latest phones

  • Customer service

Benefits

  • Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon

  • Prepaid cell phone plans - no contract, credit check, or activation fees

  • Bring your own GSM or CDMA device and keep your phone number

  • Mobile hotspot/tethering allowed with your plan data

  • Free international calling to 70+ countries

  • Customer service available in English, Chinese, Filipino, and Spanish via chat or phone

Pure Talk SIM Card - Cheapest no contract plan for one - Pure TalkPure Talk SIM Card - Cheapest no contract plan for one - Pure Talk
Minutes
Unlimited
Texts
Unlimited
Data
4 GB
Price
$18.75/mo*
* 25% Off for 3 Months
Editors Take
4 / 5
Plans
PlanMinutesTextsDataPrice

Pure Talk 2GB Data

Unlimited

Unlimited

2GB

$15*

Pure Talk 4GB Data

Unlimited

Unlimited

4GB

$18.75*

Pure Talk 6GB Data

Unlimited

Unlimited

6GB

$22.50*

Pure Talk 10GB Data

Unlimited

Unlimited

10GB

$26.25*

Pure Talk 20GB Data

Unlimited

Unlimited

20GB

$33.75*

Pure Talk Unlimited Data

Unlimited

Unlimited

Unlimited

$41.25*

* 25% Off for 3 Months

Features
Benefits

Pros

  • 4G LTE coverage

  • Multi-month discounts

  • US based customer service

Cons

  • No 0% finance plans for new phones

  • May slow speeds at busy times

Benefits

  • Service provided on the AT&T network

  • Prepaid service - no contract, credit check, or activation fee

  • 30-day risk-free guarantee on plans- cancel within your first 30 days or 500 minutes/500 MB of data to receive a refund for your plan charges

  • Bring your own compatible GSM phone or buy a PureTalk USA phone

  • Keep your phone number

  • Mobile hotspot/tethering permitted

  • International calling available as an add-on calling card

  • Customer support available by phone 9am - 10pm EST weekdays and 12pm - 9pm weekends

US Mobile SIM Card - Cheapest no contract tablet data plan - US MobileUS Mobile SIM Card - Cheapest no contract tablet data plan - US Mobile
Minutes
0
Texts
0
Data
2 GB
Price
$10/mo
Free Starter Kit with code: MSPUSM
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

US Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10

US Mobile 1GB Data

Unlimited

Unlimited

1GB

$12

US Mobile 5GB Data

Unlimited

Unlimited

5GB

$15

US Mobile 12GB Data

Unlimited

Unlimited

12GB

$20

US Mobile 18GB Data

Unlimited

Unlimited

18GB

$25

US Mobile 30GB Data

Unlimited

Unlimited

30GB

$30

US Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$45

Free Starter Kit with code: MSPUSM

Features
Benefits

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Benefits

  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

Best cheap no contract phone plans in July

Check Carrier Coverage

No contract phone plan benefits

Searching for a cheap cell phone plan? We love Mobile Virtual Network Operators or MVNOs. They're the best route to go down.

If you want to stay on the same network, keep your phone and number, plus get greater flexibility you can forget the major carriers and go with an MVNO instead. Plans include everything you need, but come at a much better price.

Here are some of the benefits which make them a no-brainer.

  • Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.

  • Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.

  • No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.

  • Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high speed data, and even mobile hotspot data features.

  • Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.

  • Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.

  • Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.


Cheapest AT&T no contract plan

Pure Talk 4GB data plan* 25% Off for 3 Months

Unlimitedmins

Unlimitedtexts

4 GB

4G data

$18.75*

per month

$25/mo

Powered by: AT&T

AT&T vs Pure Talk Plan Comparison

Keep your AT&T phone, number & coverage: Save $619 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

AT&T

AT&T 4G LTE

Unltd*

$75/mo

$900/yr

Pure Talk

AT&T 4G LTE

4GB

$25/mo

$281/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$619/yr

Compare: best cheap AT&T no contract plans


Cheapest Verizon no contract plan

Reach Mobile 3GB data plan* 50% Off for 3 Months

Unlimitedmins

Unlimitedtexts

3 GB

4G data

$15*

per month

$30/mo

Powered by: Verizon

Verizon vs Reach Mobile Plan Comparison

Keep your Verizon phone, number & coverage: Save $645 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

Verizon

Verizon 4G LTE

Unltd*

$80/mo

$960/yr

Reach Mobile

Verizon 4G LTE

3GB

$30/mo

$315/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$645/yr

Compare: best cheap Verizon no contract plans


Cheapest T-Mobile no contract plan

Tello 4GB data plan* 25% Off for 6 Months

Unlimitedmins

Unlimitedtexts

4 GB

4G data

$14.30*

per month

$19/mo

Powered by: T-Mobile

T-Mobile vs Tello Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $520 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

T-Mobile

T-Mobile 4G LTE

Unltd*

$60/mo

$720/yr

Tello

T-Mobile 4G LTE

4GB

$19/mo

$200/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$41/mo$520/yr

Compare: best cheap T-Mobile no contract plans


Compare cheap no contract cell phone plans

Carrier

Network

Minutes

Texts

Data

Price

Tello

T-Mobile

Unltd

Unltd

1GB

$7.50** 25% Off for 6 Months

Pure Talk

AT&T

Unltd

Unltd

2GB

$15** 25% Off for 3 Months

Ting

T-Mobile & Verizon

Unltd

Unltd

Unltd

$25** $20 Off for 3 Months

Mint Mobile

T-Mobile

Unltd

Unltd

10GB

$20** $60 for 3 Months Service

h2o Wireless

AT&T

Unltd

Unltd

6GB

$22.50** 25% Off for 3 Months

Carrier coverage comparison

Which prepaid carrier is best for you? That depends on which network has the best coverage in your area.

Whether you go with a GSM carrier (T-Mobile and AT&T) or a CDMA carrier (Verizon) you'll enjoy national coverage, just like with the major carriers.

Network performance ratings

NETWORK

OVERALL

RELIABILITY

SPEED

DATA

CALL

Verizon Coverage

95

96

94

96

94

AT&T Coverage

94

94

95

96

92

T-Mobile Coverage

86

88

82

89

82

Source: Rootmetrics

Find Cheap Cell Phone Plans in Your Area

Carrier customer service comparison

Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:

CARRIER

TRUSTPILOT USER RATING

Reach Mobile

4.9

Tello

4.6

US Mobile

4.6

T-Mobile

1.5

Verizon

1.3

AT&T

1.2

Cheap no contract phone plan types

  • Unlimited plans: It's super easy to find unlimited talk text and data plans from alternative carriers. Their unlimited data plans come at a much better price. It's worth checking whether you even need to go unlimited though, as you can save a heap more by opting for a set-data plan. Use our data usage calculator to see how much you need each month.

  • Basic plans: Only use a cell phone to make a few calls, send a couple of messages and rarely go online? Go for a simply prepaid plan. You'll get basic cell phone functions, a set amount of minutes of talk, and around 2GB of data. If your data allotment runs out adding more is simple.

  • Family plans: You'll find a great number of MVNOs will offer group plans. So if you need four lines or more, compare the cheapest family phone plans and tailor the plan to your family.

  • Bring your own phone plans: Smaller carriers make it east for you to bring your own device. In fact, BYOP plans are the norm. Porting your number and data to a new plan is seamless.

  • Single line plans: You no longer ned to pay a premium for a single line plan. Here are some of the best phone plans for individuals.

  • Talk and text only plans: You or a loved one rarely use data? Get a cheap talk and text plan instead. You'll save a ton of money by opting for no data.

  • Tablet plans: Alternative carriers aren't just for cell phone plans. You can find cheap data plans for your tablet or iPad too.

  • Kids plans: Pay as you go plans are perfect for kids because you can customize them. We think smaller carriers have the best phone plans for kids. You have control over the features your child has access to.

  • Senior plans: Older folk may have different cell phone needs, and there are plans to suit. Find cheap cell phone plans for seniors and discover the perfect fit.

Considerations when comparing cheap no contract plans

  • Coverage: low-cost carriers we recommend hook onto the major networks; Verizon, T-Mobile, and AT&T. Use our cell phone coverage maps to find the best coverage in your area.

  • Budget: prices vary, but one thing is for sure, pay as you go plans are super budget friendly.

  • Plans: only pay for what you need. Whether you're a heavy data user, or you just want a couple hundred minutes in case of an emergency, there's a plan to suit you.

  • Number of lines: family cell phone plans include multiple lines, and many come with intuitive apps to help you manage your account.

  • Features: international coverage and mobile hotspot data are useful features for those often on the move. You can usually find these come as standard, or as a low cost add on, with alternative carrier plans.

  • Bring your own phone: save more by bringing your own device. You'll need to check whether your phone is compatible. Use our IMEI checker to figure this out fast.

How to switch to a cheaper no contract plan

Switching has never been simpler. It's easy as 1, 2, 3.

  1. Customize your plan. Find a plan to suit your cell phone needs.

  2. Prepare to make the switch. Pay old bills and get your phone unlocked.

  3. Set up your new plan. Keep your current carrier account open until your number has ported over. A new device should be ready to use when it arrives. If you're bringing your own device you'll need to follow instructions that come with the new SIM card kit.

Cheap no contract companies list

AT&T

T-Mobile

Verizon

Red Pocket

Mint Mobile

US Mobile

Pure Talk

Ultra Mobile

Ting

h2o Wireless

US Mobile

Red Pocket

Good2Go Mobile

Ting

Visible

Unreal Mobile

Tello

Reach Mobile

Cricket Wireless

Red Pocket

Twigby

Kroger Wireless

Boost Mobile

Net10 Wireless

easyGO Wireless

Consumer Cellular

Page Plus Cellular

Altice Mobile

GoSmart Mobile

Total Wireless

Freedompop

Republic Wireless

Xfinity Mobile

Simple Mobile

CREDO Mobile

Selectel Wireless

GreatCall

Gen Mobile

Walmart Family Mobile

Wing

yahoo! Mobile

easyGO Wireless

Speedtalk Mobile

Best cheap no contract cell phones

So what if you do want to upgrade your phone? It's all good - with a prepaid carrier you can save a ton of money by choosing one of a couple of great money-saving options:

  • Buy a new phone from the carrier: More and more MVNOs are offering a selection of affordable phones. Some even give you the choice of making device payments instead of paying all at once. We've gathered the best cell phone deals for you to compare all in one place.

  • Buy a refurbished cell phone: If you'd rather own your phone outright, compare refurbished phone deals to save over 50% on top models in great condition.

Compare the cheapest no contract phone prices

Model

Condition

Memory

Compatibility

Price

Apple iPhone 11

New

64GB

AT&T

$349

Apple iPhone 11 Pro

New

64GB

AT&T

$649

Apple iPhone 11 Pro Max

New

64GB

AT&T

$749

Apple iPhone 12

New

64GB

AT&T

$579

Apple iPhone 12 mini

New

64GB

AT&T

$479

Apple iPhone 12 Pro

New

128GB

AT&T

$749

Apple iPhone 12 Pro Max

New

128GB

AT&T

$849

Apple iPhone SE

New

64GB

AT&T

$149

Apple iPhone XR

New

64GB

Verizon

$499


Cheap no contract plans FAQs

Who has the best no contract cell phone plan?

MVNOs offer the best no contract plans, with cell phone plans from carriers like Twigby, Tello, and Mint Mobile, starting at around $10 a month.

Which cell phone companies offer no contract?

Mint Mobile, Tello, Reach Mobile, Red Pocket, and Boost Mobile are some of the alternative carriers that offer low cost no contract phone plans.

What is the least expensive cell phone plan?

Tello, a low cost carrier operating on the T-Mobile network, offers plans starting from around $7.50 to $10 a month. However all MVNOs offer good value for money to suit any need.

Which company has the cheapest unlimited plan?

MVNOs have a range of cheaper plans with unlimited talk, text, and data, Mint Mobile offers an unlimited everything plan starting from around $30 a month.


Recap

Finding a new prepaid cell phone service is easier now then it's ever been. With cheap online carriers taking the telecoms world by storm you can find a deal to fit any budget. You don't have to forfeit network coverage and you can customize a plan to suit you.

Without all the shops, salespeople and fancy advertising these low-cost carriers can offer you cheaper deals with the same perks.

MoneySavingPro methodology

We're here to bring transparency to telecoms, putting power back in your hands. This guides everything we do.

  • We've got high standards. We use our industry expertise to find carriers that reach these standards. We all deserve the best value for money, choice and customer experience.

  • We care about accuracy. MoneySavingPro is run by cell phone geeks and money saving obsessives. Our content team researches everything thoroughly so that information you read here will give you the whole picture. Everything we do is backed up by the data.

  • We keep things simple. It's our job to break down what you need to know, so you can make informed choices.

Carrier

Best for...

Mins

Texts

Data

Price

Tello SIM Card - Cheapest no contract planTello

Cheapest prepaid plan

Unlimited

Unlimited

1GB

$10/mo

Mint Mobile SIM Card - Cheapest no contract unlimited planMint Mobile

Cheapest unlimited plan

Unlimited

Unlimited

Unlimited

$30/mo

Boost Mobile SIM Card - Cheapest no contract 5G planBoost Mobile

Cheapest 5G plan

Unlimited

Unlimited

5GB

$25/mo

Ting SIM Card - Cheapest unlimited talk & text planTing

Cheapest talk & text plan

Unlimited

Unlimited

0GB

$10/mo

Red Pocket SIM Card - Cheapest no contract plan for kidsRed Pocket

Cheapest kids plan

Unlimited

Unlimited

0.5GB

$10/mo

Pure Talk SIM Card - Cheapest no contract plan for onePure Talk

Cheapest individual plan

Unlimited

Unlimited

4GB

$25/mo

US Mobile SIM Card - Cheapest no contract tablet data planUS Mobile

Cheapest data plan

0

0

2GB

$10/mo

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

The best prices on the best networks