Find a cheaper plan in seconds- Switch in minutes

Cell phone plan saving calculator

How much could you save? Questions about your phone bill:
1 Current carrier
Verizon
  • Select carrier
  • T-Mobile
  • Verizon
  • AT&T
  • Other
2 Monthly data usage
4-5GB
  • Select data
  • 0-1GB
  • 1-2GB
  • 2-3GB
  • 3-4GB
  • 4-5GB
  • 5-8GB
  • 8-10GB
  • 10-12GB
  • 12-15GB
  • 15-20GB+
  • Unsure
3 Monthly bill amount
$75
  • Select monthly price
  • $30
  • $35
  • $40
  • $45
  • $50
  • $55
  • $60
  • $65
  • $70
  • $75
  • $80
  • $85
  • $90
  • $95
  • $100
  • $110
  • $120
  • $130
  • $140
  • $150
  • $160
  • $170
  • $180
  • $190
  • $200
  • $210
  • $220
  • $230
  • $240
  • $250
  • $260
  • $270
  • $280
  • $290
  • $300
View Plans *Average monthly data usage is only 3-5GB
By switching you could save $744 per year
Verizon: $75/mo ($900/yr)
You pay: $15/mo($156/yr)
You save: $62/mo ($744/yr)
$0$225$450$675$900
Annual cost
Cheapest plan - $156/yr
Annual savings - $744/yr

Keep your phone, number & network – Save Your Money!

Nationwide Coverage The same networks you already use 5G & 4G Data Speed Fastest speeds on largest networks Keep You Phone & Number Bring your phone to the new carrier No Contract Prepaid plans with no credit checks

Cell phone companies

T-Mobile MVNO plans starting at $5/mo
View Plans
Verizon MVNO plans starting at $5/mo
View Plans
AT&T MVNO plans starting at $5/mo
View Plans
Stop the Unlimited Data Plan Rip Off!
Carrier Network Data Price Annual
AT&T AT&T 4G & 5G Unlimited* $75/mo $900/yr
Boost Mobile AT&T 4G & 5G Unlimited $25/mo $287.50/yr
*Avg. data usage only 3-5GB Savings $50/mo Savings $612.50/yr

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

There's a big change afoot in the wireless world. Two major factors are behind this shift: the rise in the refurbished cell phone market as consumers struggle with smartphone sticker shock and the growing popularity of low-cost carriers.

If you need to tighten the purse strings it may be time to consider a new cell phone plan. We make it simple for you to find the right plan, plus save hundreds on your next phone.

Verizon plan saving calculator

US Mobile 6GB plan
  • Verizon & T-Mobile 5G & 4G LTE networks
  • Unlimited talk and text
  • 6GB data
$18/mo*
*30 Day FREE Trial
See at US Mobile

Verizon vs US Mobile comparison

Keep your Verizon phone, number & coverage: Save $684 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
Verizon Verizon 4G & 5G Unlimited $75/mo $900/yr
US Mobile Verizon 4G & 5G 6GB $18/mo $216/yr
Savings $57/mo $684/yr

T-Mobile plan saving calculator

Mint Mobile 15GB plan
  • T-Mobile 5G & 4G LTE network
  • Unlimited talk and text
  • 15GB data
$15/mo*
*$45 for 3 Months
See at Mint Mobile

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $675 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
T-Mobile T-Mobile 4G & 5G Unlimited $75/mo $900/yr
Mint Mobile T-Mobile 4G & 5G 15GB $20/mo $225/yr
Savings $55/mo $675/yr

AT&T plan saving calculator

PureTalk 5GB plan
  • AT&T 5G & 4G LTE network
  • Unlimited talk and text
  • 5GB data
$25/mo

AT&T vs PureTalk comparison

Keep your AT&T phone, number & coverage: Save $600 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
AT&T AT&T 4G & 5G Unlimited $75/mo $900/yr
PureTalk AT&T 4G & 5G 5GB $25/mo $300/yr
Savings $50/mo $600/yr

Cheap cell phone plans comparison

Carrier Network Data Price
Twigby 2GB plan Verizon 5G/4G Coverage 2GB $5/mo $15/mo
Tello 2GB plan T-Mobile 5G/4G Coverage 2GB $10/mo
Boost Mobile unlimited data plan AT&T & T-Mobile 5G/4G Coverage Unltd $12.50/mo $25/mo
US Mobile unlimited data plan Verizon & T-Mobile 5G/4G Coverage Unltd $15/mo $29/mo
Mint Mobile unlimited data plan T-Mobile 5G/4G Coverage Unltd $15/mo $30/mo

Cheap carrier benefits

There are many reasons to consider an alternative wireless carrier:

  • The same reliable networks you already know and love
  • Over 50% off in savings on your phone bill
  • No contracts or credit checks
  • Great customer service
  • Ease of keeping your phone and your phone number
  • Customized plans to fit your needs and budget
  • Ease of switching by signing up online

Convinced? It's tough not to be! Compare cell phone plans to find the best MVNO for your needs.


Save money on your phone bill

We've talked about switching plans to save money, so you've probably got questions about how it all works.

The way to save hundreds of dollars per year without sacrificing the quality of service is by going with an MVNO.

Mobile Virtual Network Operators are carriers that rent space on the big three networks and sell it to you at a discount price.

MVNOs are cheaper because:

  • They don't own the equipment, so they don't have the construction and building costs of the big guys.
  • They don't typically have brick-and-mortar stores, rather they operate solely online, so their overhead is low.
  • MVNOs don't advertise on a large scale the way AT&T, T-Mobile, Verizon Wireless, and Sprint do. All of that marketing costs big money.

How to switch to a cheaper carrier

It's never been easier to switch.

  1. Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.
  2. Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.
  3. Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.
Cut your phone bill by up to $600/yr
Find a cheaper plan in seconds
Same coverage - switch instantly

Considerations when switching carriers

Before we go any further let's look at the factors to keep in mind when you start shopping for a new cell phone plan:

  • Budget: Custom plans let you pick and choose exactly what you want to pay for. In fact, most people don't need as much data as they think. You could probably shave a substantial amount off your monthly bill by scaling down. Use our data usage calculator to see what you actually need.
  • Coverage: Before choosing a wireless network you should assess which one has the best coverage in your area.
  • Features: Do you need international service? Is a mobile hotspot a necessity? Each company offers different features and options to meet a wide variety of needs.
  • Compatibility: If you plan to bring your own phone you can use our IMEI number checker to see if it's compatible with your chosen carrier.
  • Termination fees: If you still owe payments on your phone or are under contract you may have to pay fees to your current provider to get out of your commitment. Make sure you're free and clear to leave.
  • Promotions: Some carriers offer a temporary discount. For example, Twigby gives you 25% off your first six months. You should take into account what your bill will be once the promotion ends and whether it will still fit your budget.

Prepaid cell phone companies list

T-Mobile MVNOsVerizon MVNOsAT&T MVNOs
Boost MobileRed PocketBoost Mobile
Mint MobileTwigbyRed Pocket
Red PocketUS MobileGood2Go Mobile
TelloPage Plus CellularStraight Talk
Ultra MobileSpectrum MobileTracfone
US MobileStraight TalkBoost Infinite
Good2Go MobileTotal by Verizon
Reach MobileTracfone
LycamobileVisible
Kroger WirelessXfinity Mobile
Optimum MobileAffinity Cellular
Boost InfiniteCox Mobile
WOW! MobileMobileX
Gotalk Wireless

Recap

Cell phone plan savings are easy to come by if you follow the steps outlined in this guide:

  • Decide what's important to you in a plan. Compare your current phone bill to cheaper wireless plans using our savings calculator.
  • Use our comparison tool to find a cheaper cell phone plan.
  • Buy a used phone to save up to 50% off retail.
  • Sell your old device for cash.

Then start making plans for how you're going to spend the hundreds you'll save each year!

Phone plans FAQs

Cut your phone bill by up to $600/yr
Find a cheaper plan in seconds
Same coverage - switch instantly

Related Content

Phone plans guides
Best 5G cell phone plans in 2024
19 min read
Mar 11, 2024
Best bring your own phone plans in 2024
19 min read
Mar 11, 2024
Best cell phone plans in 2024
20 min read
Mar 07, 2024
Best cell phone plans for kids in 2024
19 min read
Mar 08, 2024
Best cell phone plans for seniors in 2024
20 min read
Mar 01, 2024
Best cell phone plans for students in 2024
19 min read
Mar 11, 2024
Best cell phone plans for two in 2024
19 min read
Mar 03, 2024
Best phone plans for one in 2024
20 min read
Mar 03, 2024

Compare the best cell phone plans

Showing mobile virtual network operators for T-Mobile & their starting prices
US Mobile $5
Metro by T-Mobile $19
Showing mobile virtual network operators for Verizon & their starting prices
US Mobile $5
Total by Verizon $10
Showing mobile virtual network operators for AT&T & their starting prices
Red Pocket $5
Straight Talk $15
Find a cheaper plan in seconds
Switch in minutes